GSBFX Performance — Goldman Sachs Income Builder Fund, Class A
Data updated: 2026-09-22
GSBFX returned +6.63% year to date and +12.01% over one year to Jul 2026. Annualised returns are +10.53% over 3 years and +5.81% over 5 years. The fund beat its Short-Term Corporate Bond category average: $100 invested three years ago grew to $135, against $120 for the category, and to $112 over one year, against $104. Volatility over the past three years was 7.27% a year. In the 12 months to Jul 2026 the fund took in a net $39.4M, and assets reached $2.80B.
GSBFX Growth of $100
What $100 invested in Goldman Sachs Income Builder Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Short-Term Corporate Bond category average over the same months.
| Period | GSBFX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $112 | $104 |
| 3 years (Aug 2023 – Jul 2026) | $135 | $120 |
| 5 years (Aug 2021 – Jul 2026) | $133 | $116 |
| Since data start (Aug 2019 – Jul 2026) | $163 | $127 |
GSBFX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.63% |
| 1 year | +12.01% |
| 3 years (annualised) | +10.53% |
| 5 years (annualised) | +5.81% |
GSBFX Annual Returns
Calendar-year total returns of Goldman Sachs Income Builder Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +6.63% |
| 2025 | +11.48% |
| 2024 | +8.80% |
| 2023 | +10.43% |
| 2022 | −9.55% |
| 2021 | +10.49% |
| 2020 | +9.51% |
| 2019 (Aug–Dec) | +4.55% |
GSBFX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.6% | +2.2% | −3.2% | +3.2% | +0.9% | +1.3% | +0.4% | — | — | — | — | — |
| 2025 | +2.4% | +1.0% | −1.8% | −0.8% | +2.1% | +2.5% | +0.5% | +2.0% | +1.3% | +0.4% | +1.2% | +0.1% |
| 2024 | +0.2% | +0.7% | +2.7% | −2.3% | +2.1% | +0.8% | +2.4% | +2.5% | +1.5% | −1.6% | +2.8% | −3.0% |
| 2023 | +4.2% | −2.8% | +0.8% | +1.2% | −2.1% | +2.9% | +1.7% | −1.3% | −2.7% | −1.9% | +6.2% | +4.3% |
| 2022 | −2.2% | −1.7% | +0.6% | −4.2% | +0.8% | −6.5% | +4.8% | −2.1% | −5.8% | +4.5% | +4.6% | −1.9% |
| 2021 | −0.8% | +1.2% | +1.9% | +2.2% | +1.2% | +0.4% | +1.2% | +0.7% | −1.5% | +1.7% | −1.9% | +3.6% |
| 2020 | +0.6% | −3.2% | −10.4% | +5.8% | +4.0% | +1.2% | +4.0% | +1.9% | −1.6% | −1.1% | +7.2% | +2.0% |
| 2019 | — | — | — | — | — | — | — | +1.0% | +0.8% | +0.4% | +0.7% | +1.5% |
GSBFX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 7.27%
- 3-year Sharpe ratio: 0.83 (vs 4.5% risk-free rate)
- Best month: +6.15% (Nov 2023)
- Worst month: −3.16% (Mar 2026)
GSBFX Fund Flows
Monthly money in and out of Goldman Sachs Income Builder Fund, from SEC Form N-PORT.
- 12-month net flow: $39.4M
- 12-month gross sales (incl. reinvestments): $612.6M
- Sales ÷ redemptions: 1.07×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $50.8M | $37.9M | $12.9M |
| Jun 2026 | $40.0M | $41.8M | −$1.9M |
| May 2026 | $35.3M | $34.1M | $1.2M |
| Apr 2026 | $41.1M | $41.9M | −$858K |
| Mar 2026 | $54.4M | $58.5M | −$4.1M |
| Feb 2026 | $55.5M | $40.2M | $15.3M |
| Jan 2026 | $56.2M | $46.9M | $9.3M |
| Dec 2025 | $79.7M | $71.2M | $8.6M |
| Nov 2025 | $42.7M | $43.8M | −$1.1M |
| Oct 2025 | $50.4M | $70.7M | −$20.4M |
| Sep 2025 | $54.8M | $45.9M | $8.9M |
| Aug 2025 | $51.9M | $40.2M | $11.7M |
GSBFX Assets Under Management
Net assets of Goldman Sachs Income Builder Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $2.80B |
| 2026-04-30 | $2.74B |
| 2026-01-31 | $2.70B |
| 2025-10-31 | $2.66B |
| 2025-07-31 | $2.59B |
| 2025-04-30 | $2.46B |
| 2025-01-31 | $2.55B |
| 2024-10-31 | $2.49B |
| 2024-07-31 | $2.38B |
| 2024-04-30 | $2.30B |
| 2024-01-31 | $2.29B |
| 2023-10-31 | $2.11B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.