GPNCX Performance — BNY Mellon U.S. Mortgage Fund, Inc., Class C
Data updated: 2025-03-25
GPNCX returned +1.82% over one year to Jan 2025. Annualised returns are −2.17% over 3 years and −1.53% over 5 years. The fund trailed its Long-Term Securitized Bond category average: $100 invested three years ago grew to $94, against $97 for the category, and to $102 over one year, against $102. Volatility over the past three years was 7.56% a year. In the 12 months to Jan 2025 the fund lost a net $16.1M, and assets reached $167.86M.
GPNCX Growth of $100
What $100 invested in BNY Mellon U.S. Mortgage Fund, Inc. grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Long-Term Securitized Bond category average over the same months.
| Period | GPNCX | Category average |
|---|---|---|
| 1 year (Feb 2024 – Jan 2025) | $102 | $102 |
| 3 years (Feb 2022 – Jan 2025) | $94 | $97 |
| 5 years (Feb 2020 – Jan 2025) | $93 | $100 |
| Since data start (Aug 2019 – Jan 2025) | $94 | $104 |
GPNCX Trailing Returns
Total returns to Jan 2025, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +1.82% |
| 3 years (annualised) | −2.17% |
| 5 years (annualised) | −1.53% |
GPNCX Annual Returns
Calendar-year total returns of BNY Mellon U.S. Mortgage Fund, Inc., compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2025 (Jan–Jan) | +0.55% |
| 2024 | +1.19% |
| 2023 | +3.93% |
| 2022 | −12.31% |
| 2021 | −2.34% |
| 2020 | +2.91% |
| 2019 (Aug–Dec) | +0.94% |
GPNCX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | +0.5% | — | — | — | — | — | — | — | — | — | — | — |
| 2024 | −0.1% | −1.4% | +0.9% | −2.5% | +1.7% | +1.1% | +2.3% | +1.4% | +1.1% | −2.7% | +1.0% | −1.4% |
| 2023 | +3.0% | −2.5% | +2.0% | +0.5% | −0.9% | −0.6% | −0.1% | −0.5% | −2.6% | −2.0% | +4.2% | +3.5% |
| 2022 | −1.0% | −0.7% | −2.8% | −3.0% | +0.5% | −1.5% | +2.7% | −3.1% | −4.6% | −1.7% | +3.4% | −1.1% |
| 2021 | +0.1% | −0.3% | 0.0% | +0.1% | −0.3% | −0.4% | −0.2% | −0.2% | −0.3% | −0.5% | 0.0% | −0.4% |
| 2020 | +0.7% | +0.8% | 0.0% | +0.7% | +0.3% | 0.0% | −0.1% | −0.2% | +0.1% | +0.2% | +0.3% | +0.2% |
| 2019 | — | — | — | — | — | — | — | +1.1% | 0.0% | +0.1% | −0.1% | −0.1% |
GPNCX Risk
Risk measures from monthly returns over Feb 2022 – Jan 2025.
- 3-year volatility (annualised): 7.56%
- 3-year Sharpe ratio: -0.88 (vs 4.5% risk-free rate)
- Best month: +4.22% (Nov 2023)
- Worst month: −4.56% (Sep 2022)
GPNCX Fund Flows
Monthly money in and out of BNY Mellon U.S. Mortgage Fund, Inc., from SEC Form N-PORT.
- 12-month net flow: −$16.1M
- 12-month gross sales (incl. reinvestments): $6.0M
- Sales ÷ redemptions: 0.27×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jan 2025 | $33K | $1.7M | −$1.7M |
| Dec 2024 | $1.2M | $2.9M | −$1.7M |
| Nov 2024 | $451K | $1.2M | −$724K |
| Oct 2024 | $619K | $1.5M | −$919K |
| Sep 2024 | $400K | $1.4M | −$1.0M |
| Aug 2024 | $590K | $1.7M | −$1.1M |
| Jul 2024 | $435K | $1.9M | −$1.4M |
| Jun 2024 | $429K | $1.6M | −$1.2M |
| May 2024 | $451K | $2.9M | −$2.5M |
| Apr 2024 | $514K | $1.6M | −$1.1M |
| Mar 2024 | $488K | $2.2M | −$1.7M |
| Feb 2024 | $446K | $1.4M | −$981K |
GPNCX Assets Under Management
Net assets of BNY Mellon U.S. Mortgage Fund, Inc. by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2025-01-31 | $167.86M |
| 2024-10-31 | $172.81M |
| 2024-07-31 | $177.26M |
| 2024-04-30 | $174.26M |
| 2024-01-31 | $184.48M |
| 2023-10-31 | $178.59M |
| 2023-07-31 | $193.68M |
| 2023-04-30 | $202.68M |
| 2023-02-28 | $201.70M |
| 2023-01-31 | $208.73M |
| 2022-12-31 | $204.72M |
| 2022-10-31 | $204.50M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.