GMSMX Fees and Costs — GuideMark Small/Mid Cap Core Fund, Service Shares
Data updated: 2026-08-26
The net expense ratio is 1.15%: a 0.57% management fee plus 0.58% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $11K in broker commissions, 0.0112% of average net assets, and portfolio turnover was 42%.
GMSMX Fees and Expenses
Annual operating expenses and sales charges of GMSMX. Prospectus, as of July 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.57% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.58% |
| Gross expense ratio | 1.15% |
| Fee waiver | — |
| Net expense ratio | 1.15% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
GMSMX Costs Over Time
On $10,000 invested in GMSMX, assuming 5% a year before costs, total costs come to $724 over 5 years, cutting the return by 1.22% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.15%) | $121 | $376 | $651 |
| Trading costs (broker commissions) | $1 | $4 | $6 |
| Lost growth on money paid in costs | $0 | $19 | $66 |
| Total costs | $122 | $399 | $724 |
| Value after costs | $10,378 | $11,178 | $12,039 |
| Impact on return, per year | 1.22% | 1.22% | 1.22% |
GMSMX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0112%
- Total broker commissions: $11K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 42%
- Securities on loan, average value: $6.9M
- Net income from securities lending: $46K (0.048% of average net assets)
GMSMX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $4K | 39.32% |
| Barclays Capital Inc. | $3K | 29.65% |
| Morgan Stanley & Co., LLC | $2K | 20.56% |
| Instinet, LLC | $1K | 9.74% |
| J.P. Morgan Securities, LLC | $77 | 0.73% |
GuideMark Small/Mid Cap Core Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GISMX | Institutional Shares | 0.82% | — |
| GMSMX | Service Shares | 1.15% | — |
| GSMRX | RS Shares | 1.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.