GMHSX Fees and Costs — MyDestination 2035 Fund
Data updated: 2026-08-27
The net expense ratio is 0.35% (0.49% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $2K in broker commissions, 0.0001% of average net assets, and portfolio turnover was 14%.
GMHSX Fees and Expenses
Annual operating expenses and sales charges of GMHSX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | — |
| Other expenses | 0.03% |
| Gross expense ratio | 0.49% |
| Fee waiver | −0.14% |
| Net expense ratio | 0.35% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GMHSX Costs Over Time
On $10,000 invested in GMHSX, assuming 5% a year before costs, total costs come to $222 over 5 years, cutting the return by 0.37% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.35%) | $37 | $115 | $202 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $6 | $20 |
| Total costs | $37 | $121 | $222 |
| Value after costs | $10,463 | $11,455 | $12,541 |
| Impact on return, per year | 0.37% | 0.37% | 0.37% |
GMHSX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0001%
- Total broker commissions: $2K
- Bought from dealers (principal trades, not a cost): $281.5M
- Portfolio turnover (prospectus): 14%
- Securities lending: none during the year
GMHSX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS & CO. LLC | $2K | 100.00% |
GMHSX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| GUIDESTONE MONEY MARKET FUND | $273.0M | 97.06% |
| BARCLAYS CAPITAL INC | $1.9M | 0.69% |
| Nomura Securities International, Inc. | $1.6M | 0.58% |
| DEUTSCHE BANK SECURITIES INC. | $1.5M | 0.52% |
| BMO CAPITAL MARKETS CORP. | $959K | 0.34% |
| BNP PARIBAS SECURITIES CORP. | $700K | 0.25% |
| GOLDMAN SACHS & CO. LLC | $559K | 0.20% |
| CITADEL SECURITIES INSTITUTIONAL LLC | $508K | 0.18% |
| WELLS FARGO SECURITIES, LLC | $432K | 0.15% |
| BOFA SECURITIES INC. | $86K | 0.03% |
MyDestination 2035 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GMHSX | C000278706 | 0.35% | — |
| GMHYX | Institutional Class | 0.45% | — |
| GMHZX | Investor Class | 0.73% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.