GMFZX Performance — MyDestination 2045 Fund, Investor Class
Data updated: 2026-08-27
GMFZX returned +9.90% year to date and +19.68% over one year to Jun 2026. Annualised returns are +16.39% over 3 years and +8.84% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $158, against $150 for the category, and to $120 over one year, against $118. Volatility over the past three years was 10.93% a year. In the 12 months to Jun 2026 the fund took in a net $222.9M, and assets reached $2.33B.
GMFZX Growth of $100
What $100 invested in MyDestination 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | GMFZX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $120 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $158 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $153 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $208 | $187 |
GMFZX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.90% |
| 1 year | +19.68% |
| 3 years (annualised) | +16.39% |
| 5 years (annualised) | +8.84% |
GMFZX Annual Returns
Calendar-year total returns of MyDestination 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +9.90% |
| 2025 | +18.18% |
| 2024 | +14.20% |
| 2023 | +18.70% |
| 2022 | −17.40% |
| 2021 | +16.24% |
| 2020 | +13.83% |
| 2019 (Jul–Dec) | +7.94% |
GMFZX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.3% | −5.7% | +8.0% | +3.8% | −0.1% | — | — | — | — | — | — |
| 2025 | +2.9% | −0.2% | −3.2% | +0.4% | +4.7% | +3.8% | +0.6% | +2.4% | +2.8% | +1.7% | +0.4% | +0.7% |
| 2024 | 0.0% | +3.7% | +2.8% | −3.5% | +4.3% | +1.6% | +2.2% | +2.2% | +1.8% | −2.3% | +3.6% | −2.6% |
| 2023 | +6.7% | −2.9% | +2.5% | +1.2% | −1.1% | +5.0% | +3.0% | −2.6% | −4.0% | −2.5% | +8.0% | +4.9% |
| 2022 | −4.5% | −2.8% | +1.2% | −7.2% | +0.4% | −7.4% | +6.4% | −3.7% | −8.7% | +5.5% | +7.3% | −3.9% |
| 2021 | −0.4% | +2.1% | +2.4% | +3.8% | +1.5% | +0.8% | +0.8% | +2.1% | −3.8% | +4.2% | −1.9% | +3.8% |
| 2020 | −0.9% | −6.5% | −12.5% | +9.2% | +4.1% | +2.9% | +4.2% | +4.8% | −2.5% | −2.0% | +10.3% | +4.3% |
| 2019 | — | — | — | — | — | — | 0.0% | −1.5% | +1.9% | +2.3% | +2.2% | +2.8% |
GMFZX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 10.93%
- 3-year Sharpe ratio: 1.09 (vs 4.5% risk-free rate)
- Best month: +8.00% (Apr 2026)
- Worst month: −5.71% (Mar 2026)
GMFZX Fund Flows
Monthly money in and out of MyDestination 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $222.9M
- 12-month gross sales (incl. reinvestments): $347.1M
- Sales ÷ redemptions: 2.79×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $15.7M | $8.8M | $6.9M |
| May 2026 | $20.2M | $9.7M | $10.4M |
| Apr 2026 | $46.4M | $34.9M | $11.5M |
| Mar 2026 | $20.5M | $6.1M | $14.4M |
| Feb 2026 | $22.5M | $11.9M | $10.6M |
| Jan 2026 | $36.2M | $18.4M | $17.7M |
| Dec 2025 | $109.5M | $6.5M | $103.0M |
| Nov 2025 | $18.2M | $8.1M | $10.2M |
| Oct 2025 | $15.4M | $6.2M | $9.2M |
| Sep 2025 | $14.1M | $4.0M | $10.1M |
| Aug 2025 | $13.5M | $6.5M | $7.0M |
| Jul 2025 | $14.9M | $3.0M | $11.9M |
GMFZX Assets Under Management
Net assets of MyDestination 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $2.33B |
| 2026-03-31 | $2.06B |
| 2025-12-31 | $2.05B |
| 2025-09-30 | $1.96B |
| 2025-06-30 | $1.83B |
| 2025-03-31 | $1.64B |
| 2024-12-31 | $1.62B |
| 2024-09-30 | $1.61B |
| 2024-06-28 | $1.48B |
| 2024-03-28 | $1.43B |
| 2023-12-29 | $1.31B |
| 2023-09-29 | $1.17B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.