GMCOX Fees and Costs — GuideMark Core Fixed Income Fund, Service Shares
Data updated: 2026-08-26
The net expense ratio is 0.94%: a 0.40% management fee plus 0.58% other expenses, less a 0.04% fee waiver. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $5K in broker commissions, 0.0031% of average net assets, and portfolio turnover was 210%.
GMCOX Fees and Expenses
Annual operating expenses and sales charges of GMCOX. Prospectus, as of July 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.40% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.58% |
| Gross expense ratio | 0.98% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.94% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GMCOX Costs Over Time
On $10,000 invested in GMCOX, assuming 5% a year before costs, total costs come to $591 over 5 years, cutting the return by 0.99% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.94%) | $99 | $308 | $535 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $15 | $54 |
| Total costs | $99 | $324 | $591 |
| Value after costs | $10,401 | $11,252 | $12,172 |
| Impact on return, per year | 0.99% | 0.99% | 0.99% |
GMCOX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0031%
- Total broker commissions: $5K
- Bought from dealers (principal trades, not a cost): $773.2M
- Portfolio turnover (prospectus): 210%
- Securities on loan, average value: $702K
- Net income from securities lending: $2K (0.001% of average net assets)
GMCOX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $5K | 100.00% |
GMCOX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co., LLC | $257.3M | 34.87% |
| Barclays Capital Inc. | $162.5M | 22.03% |
| J.P. Morgan Securities, LLC | $136.4M | 18.49% |
| BOFA Securities Inc. | $99.1M | 13.44% |
| Wells Fargo Securities, LLC | $20.8M | 2.82% |
| Goldman Sachs & Co., LLC | $18.5M | 2.51% |
| Citadel Securities, LLC | $15.1M | 2.05% |
| Citigroup Global Markets Inc. | $14.0M | 1.89% |
| Deutsche Bank Securities Inc. | $9.3M | 1.25% |
| RBC Capital Markets, LLC | $4.8M | 0.65% |
GuideMark Core Fixed Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GICFX | Institutional Shares | 0.60% | — |
| GMCOX | Service Shares | 0.94% | — |
| GCFQX | RS Shares | 1.69% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.