GILVX Fees and Costs — GuideMark Emerging Markets Fund, Institutional Shares
Data updated: 2026-08-26
The net expense ratio is 1.09% (1.52% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $29K in broker commissions, 0.0522% of average net assets, and portfolio turnover was 64%.
GILVX Fees and Expenses
Annual operating expenses and sales charges of GILVX. Prospectus, as of July 31, 2023.
| Annual operating expenses | |
|---|---|
| Management fee | 0.59% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.90% |
| Gross expense ratio | 1.52% |
| Fee waiver | −0.43% |
| Net expense ratio | 1.09% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GILVX Costs Over Time
On $10,000 invested in GILVX, assuming 5% a year before costs, total costs come to $712 over 5 years, cutting the return by 1.20% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.09%) | $114 | $357 | $617 |
| Trading costs (broker commissions) | $5 | $17 | $30 |
| Lost growth on money paid in costs | $0 | $19 | $65 |
| Total costs | $120 | $392 | $712 |
| Value after costs | $10,380 | $11,184 | $12,050 |
| Impact on return, per year | 1.20% | 1.20% | 1.20% |
GILVX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0522%
- Total broker commissions: $29K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 64%
- Securities on loan, average value: $1.9M
- Net income from securities lending: $17K (0.031% of average net assets)
GILVX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $9K | 33.11% |
| Morgan Stanley & Co., LLC | $8K | 26.80% |
| Merrill Lynch Pierce Fenner & Smith Incorporated | $4K | 14.36% |
| UBS Asset Management (US) Inc. | $3K | 9.74% |
| Sanford C. Bernstein & Co., LLC | $2K | 7.90% |
| HSBC Securities (USA) Inc. | $881 | 3.08% |
| J.P. Morgan Securities, LLC | $654 | 2.29% |
| UBS Securities, LLC | $559 | 1.95% |
| SG Americas Securities, LLC | $116 | 0.41% |
| BTG Pactual U.S. Capital LLC | $102 | 0.36% |
GuideMark Emerging Markets Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GILVX | Institutional Shares | 1.09% | — |
| GMLVX | Service Shares | 1.48% | — |
| GEPRX | RS Shares | 2.20% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.