GHQIX Fees and Costs — American Beacon Garcia Hamilton Quality Bond Fund, R5 Class
Data updated: 2026-09-24
The net expense ratio is 0.45%: a 0.55% management fee plus 0.15% other expenses, less a 0.25% fee waiver. There are no sales loads or redemption fees. Portfolio turnover was 33%.
GHQIX Fees and Expenses
Annual operating expenses and sales charges of GHQIX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.55% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.15% |
| Gross expense ratio | 0.70% |
| Fee waiver | −0.25% |
| Net expense ratio | 0.45% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GHQIX Costs Over Time
On $10,000 invested in GHQIX, assuming 5% a year before costs, total costs come to $285 over 5 years, cutting the return by 0.47% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.45%) | $47 | $148 | $259 |
| Lost growth on money paid in costs | $0 | $7 | $26 |
| Total costs | $47 | $156 | $285 |
| Value after costs | $10,453 | $11,421 | $12,478 |
| Impact on return, per year | 0.47% | 0.47% | 0.47% |
GHQIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $243.8M
- Portfolio turnover (prospectus): 33%
- Securities lending: none during the year
GHQIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Cabrera Capital Markets LLC | $40.9M | 17.88% |
| Stonex Financial Inc. | $39.9M | 17.45% |
| BNY Capital Markets, LLC | $35.7M | 15.59% |
| MFR Securities, Inc. | $34.9M | 15.24% |
| Great Pacific Securities | $24.7M | 10.81% |
| CastleOak Securities, L.P. | $19.6M | 8.57% |
| The Williams Capital Group, L.P. | $13.1M | 5.70% |
| Federal Reserve Bank of Boston | $6.9M | 3.03% |
| Santander Securities LLC | $6.5M | 2.86% |
| Wells Fargo Securities, LLC | $6.5M | 2.86% |
American Beacon Garcia Hamilton Quality Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GHQRX | R6 Class | 0.41% | none |
| GHQIX | R5 Class | 0.45% | none |
| GHQYX | Y Class | 0.51% | none |
| GHQPX | Investor Class | 0.83% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.