GFZQX Fees and Costs — GuidePath Flexible Income Allocation Fund, RS Shares
Data updated: 2026-08-26
The net expense ratio is 2.04%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $118K in broker commissions, 0.0280% of average net assets, and portfolio turnover was 149%.
GFZQX Fees and Expenses
Annual operating expenses and sales charges of GFZQX. Prospectus, as of July 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.25% |
| 12b-1 fee | 0.00% |
| Other expenses | 1.25% |
| Gross expense ratio | 2.04% |
| Fee waiver | — |
| Net expense ratio | 2.04% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
GFZQX Costs Over Time
On $10,000 invested in GFZQX, assuming 5% a year before costs, total costs come to $1,266 over 5 years, cutting the return by 2.17% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 2.04%) | $214 | $661 | $1,133 |
| Trading costs (broker commissions) | $3 | $9 | $16 |
| Lost growth on money paid in costs | $0 | $33 | $117 |
| Total costs | $217 | $703 | $1,266 |
| Value after costs | $10,283 | $10,873 | $11,497 |
| Impact on return, per year | 2.17% | 2.17% | 2.17% |
GFZQX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0280%
- Total broker commissions: $118K
- Bought from dealers (principal trades, not a cost): $69K
- Portfolio turnover (prospectus): 149%
- Securities on loan, average value: $44.0M
- Net income from securities lending: $158K (0.038% of average net assets)
GFZQX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Virtu Financial Capital Markets, LLC | $89K | 75.25% |
| Anos Capital, LLC | $29K | 24.75% |
GFZQX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Stone Ridge Asset Management, LLC | $69K | 100.00% |
GuidePath Flexible Income Allocation Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GIXFX | Institutional Shares | 0.40% | — |
| GPIFX | Service Shares | 1.24% | — |
| GFZQX | RS Shares | 2.04% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.