GEPRX Fees and Costs — GuideMark Emerging Markets Fund, RS Shares
Data updated: 2026-08-26
The net expense ratio is 2.20% (2.75% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $29K in broker commissions, 0.0522% of average net assets, and portfolio turnover was 64%.
GEPRX Fees and Expenses
Annual operating expenses and sales charges of GEPRX. Prospectus, as of July 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.59% |
| 12b-1 fee | 0.00% |
| Other expenses | 2.14% |
| Gross expense ratio | 2.75% |
| Fee waiver | −0.55% |
| Net expense ratio | 2.20% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GEPRX Costs Over Time
On $10,000 invested in GEPRX, assuming 5% a year before costs, total costs come to $1,374 over 5 years, cutting the return by 2.36% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 2.20%) | $231 | $711 | $1,217 |
| Trading costs (broker commissions) | $5 | $17 | $29 |
| Lost growth on money paid in costs | $0 | $36 | $128 |
| Total costs | $236 | $765 | $1,374 |
| Value after costs | $10,264 | $10,812 | $11,389 |
| Impact on return, per year | 2.36% | 2.36% | 2.36% |
GEPRX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0522%
- Total broker commissions: $29K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 64%
- Securities on loan, average value: $1.9M
- Net income from securities lending: $17K (0.031% of average net assets)
GEPRX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Citigroup Global Markets Inc. | $9K | 33.11% |
| Morgan Stanley & Co., LLC | $8K | 26.80% |
| Merrill Lynch Pierce Fenner & Smith Incorporated | $4K | 14.36% |
| UBS Asset Management (US) Inc. | $3K | 9.74% |
| Sanford C. Bernstein & Co., LLC | $2K | 7.90% |
| HSBC Securities (USA) Inc. | $881 | 3.08% |
| J.P. Morgan Securities, LLC | $654 | 2.29% |
| UBS Securities, LLC | $559 | 1.95% |
| SG Americas Securities, LLC | $116 | 0.41% |
| BTG Pactual U.S. Capital LLC | $102 | 0.36% |
GuideMark Emerging Markets Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GILVX | Institutional Shares | 1.09% | — |
| GMLVX | Service Shares | 1.48% | — |
| GEPRX | RS Shares | 2.20% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.