GDIV Fees and Costs — Harbor Dividend Growth Leaders ETF
Data updated: 2026-09-25
The net expense ratio is 0.50%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $117K in broker commissions, 0.0484% of average net assets, and portfolio turnover was 81%.
GDIV Fees and Expenses
Annual operating expenses and sales charges of GDIV. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.50% |
| Fee waiver | — |
| Net expense ratio | 0.50% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
GDIV Costs Over Time
On $10,000 invested in GDIV, assuming 5% a year before costs, total costs come to $346 over 5 years, cutting the return by 0.58% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.50%) | $52 | $165 | $287 |
| Trading costs (broker commissions) | $5 | $16 | $28 |
| Lost growth on money paid in costs | $0 | $9 | $32 |
| Total costs | $58 | $189 | $346 |
| Value after costs | $10,442 | $11,387 | $12,417 |
| Impact on return, per year | 0.58% | 0.58% | 0.58% |
GDIV Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0484%
- Total broker commissions: $117K
- Bought from dealers (principal trades, not a cost): $140.2M
- Portfolio turnover (prospectus): 81%
- Securities lending: none during the year
GDIV Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Mischler Financial Group, Inc. | $24K | 26.41% |
| Kezar Trading, LLC | $11K | 12.20% |
| J.P. Morgan Securities LLC | $11K | 11.97% |
| UBS Securities LLC | $10K | 11.12% |
| JonesTrading Institutional Services LLC | $9K | 9.72% |
| Virtu Americas LLC | $7K | 7.30% |
| Guzman & Company | $6K | 6.50% |
| Liquidnet, Inc. | $5K | 5.21% |
| Nomura Securities International, Inc. | $5K | 5.00% |
| Citigroup Global Markets Inc. | $4K | 4.57% |
GDIV Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| National Securities Clearing Corporation | $140.2M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.