FZOMX Fees and Costs — Fidelity SAI Short-Term Bond Fund
Data updated: 2026-07-24
The net expense ratio is 0.21%: a 0.20% management fee plus 0.01% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $31K in broker commissions, 0.0008% of average net assets, and portfolio turnover was 87%.
FZOMX Fees and Expenses
Annual operating expenses and sales charges of FZOMX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.20% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.01% |
| Gross expense ratio | 0.21% |
| Fee waiver | — |
| Net expense ratio | 0.21% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FZOMX Costs Over Time
On $10,000 invested in FZOMX, assuming 5% a year before costs, total costs come to $134 over 5 years, cutting the return by 0.22% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.21%) | $22 | $69 | $121 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $3 | $12 |
| Total costs | $22 | $73 | $134 |
| Value after costs | $10,478 | $11,503 | $12,629 |
| Impact on return, per year | 0.22% | 0.22% | 0.22% |
FZOMX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0008%
- Total broker commissions: $31K
- Bought from dealers (principal trades, not a cost): $6.3B
- Portfolio turnover (prospectus): 87%
- Securities on loan, average value: $0
- Net income from securities lending: $565 (0.000% of average net assets)
FZOMX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $31K | 100.00% |
FZOMX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $1.2B | 22.72% |
| NOMURA HOLDINGS INC | $592.1M | 11.57% |
| CITIGROUP INC | $507.2M | 9.91% |
| BARCLAYS PLC | $484.9M | 9.47% |
| WELLS FARGO and CO | $460.8M | 9.00% |
| BANK OF MONTREAL QUE | $443.7M | 8.67% |
| JPMORGAN CHASE and CO | $418.1M | 8.17% |
| GOLDMAN SACHS GROUP INC (THE) | $376.8M | 7.36% |
| THE TORONTO DOMINION BANK | $350.1M | 6.84% |
| BANK OF AMERICA CORPORATION | $321.7M | 6.29% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.