FZDXX Fees and Costs — Fidelity Money Market Fund, Premium Class
Data updated: 2026-07-10
The net expense ratio is 0.30%: a 0.25% management fee plus 0.11% other expenses, less a 0.06% fee waiver. There are no sales loads or redemption fees.
FZDXX Fees and Expenses
Annual operating expenses and sales charges of FZDXX. Prospectus, as of June 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.25% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.11% |
| Gross expense ratio | 0.36% |
| Fee waiver | −0.06% |
| Net expense ratio | 0.30% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FZDXX Costs Over Time
On $10,000 invested in FZDXX, assuming 5% a year before costs, total costs come to $190 over 5 years, cutting the return by 0.31% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.30%) | $32 | $99 | $173 |
| Lost growth on money paid in costs | $0 | $5 | $17 |
| Total costs | $32 | $104 | $190 |
| Value after costs | $10,468 | $11,472 | $12,573 |
| Impact on return, per year | 0.31% | 0.31% | 0.31% |
FZDXX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending April 30, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $13.92T
- Portfolio turnover (prospectus): —
- Securities lending: none during the year
FZDXX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $2.11T | 20.35% |
| GOLDMAN SACHS GROUP INC (THE) | $1.37T | 13.19% |
| BANK NEW YORK MELLON CORP | $1.27T | 12.28% |
| STATE STREET CORP | $996.8B | 9.63% |
| BNP PARIBAS | $986.5B | 9.53% |
| MIZUHO FINANCIAL GROUP INC | $946.5B | 9.14% |
| ING GROEP NV | $796.0B | 7.69% |
| CREDIT AGRICOLE SA | $740.0B | 7.15% |
| BARCLAYS PLC | $663.1B | 6.40% |
| LANDESBANK BADEN-WUERTTEMBER | $481.0B | 4.65% |
Fidelity Money Market Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FZDXX | Premium Class | 0.30% | — |
| SPRXX | Fidelity Money Market Fund | 0.42% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.