FTRTX Performance — Franklin LifeSmart 2025 Retirement Target Fund, Class A
Data updated: 2026-08-27
FTRTX returned +6.46% year to date and +14.03% over one year to Jun 2026. Annualised returns are +12.11% over 3 years and +5.78% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $141, against $150 for the category, and to $114 over one year, against $118. Volatility over the past three years was 8.38% a year. In the 12 months to Jun 2026 the fund lost a net $2.3M, and assets reached $113.27M.
FTRTX Growth of $100
What $100 invested in Franklin LifeSmart 2025 Retirement Target Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FTRTX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $114 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $141 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $132 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $164 | $187 |
FTRTX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.46% |
| 1 year | +14.03% |
| 3 years (annualised) | +12.11% |
| 5 years (annualised) | +5.78% |
FTRTX Annual Returns
Calendar-year total returns of Franklin LifeSmart 2025 Retirement Target Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +6.46% |
| 2025 | +14.82% |
| 2024 | +9.41% |
| 2023 | +13.70% |
| 2022 | −16.06% |
| 2021 | +11.21% |
| 2020 | +10.26% |
| 2019 (Jul–Dec) | +4.95% |
FTRTX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +1.4% | −4.3% | +5.0% | +2.5% | +0.1% | — | — | — | — | — | — |
| 2025 | +2.1% | +0.7% | −1.9% | +0.4% | +2.8% | +3.1% | +0.3% | +1.9% | +2.5% | +1.4% | +0.4% | +0.5% |
| 2024 | +0.4% | +2.3% | +2.3% | −3.3% | +3.4% | +1.3% | +1.6% | +1.9% | +1.6% | −2.3% | +2.5% | −2.4% |
| 2023 | +5.0% | −2.5% | +2.7% | +0.6% | −1.2% | +3.3% | +1.7% | −1.7% | −3.3% | −2.1% | +6.7% | +4.4% |
| 2022 | −4.0% | −2.4% | +0.2% | −6.2% | +0.6% | −5.8% | +5.1% | −3.4% | −7.0% | +3.5% | +6.0% | −3.0% |
| 2021 | −0.7% | +0.7% | +2.0% | +3.0% | +1.0% | +1.0% | +1.0% | +1.6% | −3.3% | +3.3% | −1.6% | +2.8% |
| 2020 | +0.2% | −4.2% | −8.9% | +6.5% | +3.3% | +1.4% | +3.4% | +3.2% | −1.7% | −1.6% | +6.6% | +2.6% |
| 2019 | — | — | — | — | — | — | +0.2% | −0.8% | +0.8% | +1.0% | +1.6% | +2.0% |
FTRTX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 8.38%
- 3-year Sharpe ratio: 0.91 (vs 4.5% risk-free rate)
- Best month: +6.71% (Nov 2023)
- Worst month: −4.33% (Mar 2026)
FTRTX Fund Flows
Monthly money in and out of Franklin LifeSmart 2025 Retirement Target Fund, from SEC Form N-PORT.
- 12-month net flow: −$2.3M
- 12-month gross sales (incl. reinvestments): $19.6M
- Sales ÷ redemptions: 0.89×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $3.2M | $2.0M | $1.1M |
| May 2026 | $772K | $978K | −$206K |
| Apr 2026 | $1.2M | $2.5M | −$1.3M |
| Mar 2026 | $1.4M | $2.5M | −$1.1M |
| Feb 2026 | $914K | $1.2M | −$259K |
| Jan 2026 | $2.4M | $2.5M | −$21K |
| Dec 2025 | $6.2M | $1.7M | $4.5M |
| Nov 2025 | $718K | $1.6M | −$866K |
| Oct 2025 | $549K | $1.1M | −$523K |
| Sep 2025 | $652K | $1.5M | −$827K |
| Aug 2025 | $474K | $2.4M | −$2.0M |
| Jul 2025 | $1.1M | $2.0M | −$917K |
FTRTX Assets Under Management
Net assets of Franklin LifeSmart 2025 Retirement Target Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $113.27M |
| 2026-03-31 | $107.77M |
| 2025-12-31 | $110.49M |
| 2025-09-30 | $110.68M |
| 2025-06-30 | $109.37M |
| 2025-03-31 | $106.16M |
| 2024-12-31 | $109.39M |
| 2024-09-30 | $114.16M |
| 2024-06-30 | $112.30M |
| 2024-03-31 | $114.86M |
| 2023-12-31 | $114.23M |
| 2023-09-30 | $107.33M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.