FTLMX — Franklin LifeSmart 2025 Retirement Target Fund
Data updated: 2026-05-27
FTLMX — Franklin LifeSmart 2025 Retirement Target Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $107.77M AUM · 0.40% expense ratio · 12.8% 1-yr return. From SEC regulatory filings.
FTLMX Fund Overview
FTLMX — Franklin LifeSmart 2025 Retirement Target Fund is a US mutual fund managed by Franklin Fund Allocator Series, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Franklin Fund Allocator Series
- Category: Target Date / Glide Path Allocation
- Assets under management: $107.77M
- 1-year return: 12.8%
- Ticker: FTLMX
- SEC CIK: 0001022804
- SEC series ID: S000012938
- Share class ID: C000126015
FTLMX Holdings
Top 10 holdings of Franklin LifeSmart 2025 Retirement Target Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Franklin U.S. Core Bond ETF | 19.31% |
| Franklin U.S. Core Equity (IU) Fund | 17.03% |
| Franklin Investment Grade Corporate ETF | 9.03% |
| Franklin U.S. Treasury Bond ETF | 8.41% |
| Franklin International Core Equity (IU) Fund | 6.70% |
| Putnam Large Cap Value Fund | 4.63% |
| Franklin Growth Fund | 4.37% |
| Franklin Emerging Market Core Equity (IU) Fund | 3.58% |
| Franklin U.S. Large Cap Multifactor Index ETF | 3.54% |
| Franklin High Yield Corporate ETF | 3.27% |
FTLMX Portfolio Allocation
Asset-class allocation of Franklin LifeSmart 2025 Retirement Target Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 97.3% |
| Cash & Equivalents | 2.8% |
FTLMX Performance
Total returns for FTLMX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -1.2% |
| 1 year | 12.8% |
| 3 years (annualised) | 10.7% |
| 5 years (annualised) | 5.6% |
FTLMX Risk Information
Risk metrics for FTLMX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 6.7%
FTLMX Costs and Fees
FTLMX costs about $40 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.40%
- Gross expense ratio: 1.19%
- Portfolio turnover: 21%
- Brokerage commissions: 1.94 bps of average net assets (SEC N-CEN)
FTLMX Cashflows
Over the 12 months to 2026-03, Franklin LifeSmart 2025 Retirement Target Fund had net outflows of $2.05M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | −$1.11M |
| 2026-02 | −$259.42K |
| 2026-01 | −$21.22K |
| 2025-12 | $4.49M |
| 2025-11 | −$866.43K |
| 2025-10 | −$522.56K |
FTLMX Debt Constituents
No individual debt constituents are reported in Franklin LifeSmart 2025 Retirement Target Fund's latest SEC N-PORT filing.
FTLMX Prospectus and SEC Filings
Official Franklin LifeSmart 2025 Retirement Target Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.