FTHRX Fees and Costs — Fidelity Intermediate Bond Fund
Data updated: 2026-07-24
The net expense ratio is 0.45%: a 0.28% management fee plus 0.17% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $28K in broker commissions, 0.0007% of average net assets, and portfolio turnover was 33%.
FTHRX Fees and Expenses
Annual operating expenses and sales charges of FTHRX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.28% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.17% |
| Gross expense ratio | 0.45% |
| Fee waiver | — |
| Net expense ratio | 0.45% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FTHRX Costs Over Time
On $10,000 invested in FTHRX, assuming 5% a year before costs, total costs come to $285 over 5 years, cutting the return by 0.47% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.45%) | $47 | $148 | $259 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $7 | $26 |
| Total costs | $47 | $156 | $285 |
| Value after costs | $10,453 | $11,420 | $12,478 |
| Impact on return, per year | 0.47% | 0.47% | 0.47% |
FTHRX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0007%
- Total broker commissions: $28K
- Bought from dealers (principal trades, not a cost): $2.8B
- Portfolio turnover (prospectus): 33%
- Securities on loan, average value: $2.6M
- Net income from securities lending: $13K (0.000% of average net assets)
FTHRX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $28K | 100.00% |
FTHRX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $735.1M | 30.66% |
| JPMORGAN CHASE and CO | $336.9M | 14.05% |
| CITIGROUP INC | $320.2M | 13.36% |
| BANK OF AMERICA CORPORATION | $253.7M | 10.58% |
| MORGAN STANLEY | $246.3M | 10.28% |
| BANK OF MONTREAL QUE | $150.4M | 6.27% |
| CITADEL SECURITIES LP | $112.0M | 4.67% |
| BNP PARIBAS | $94.1M | 3.92% |
| BARCLAYS PLC | $79.0M | 3.29% |
| WELLS FARGO and CO | $69.7M | 2.91% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.