FTCIX Fees and Costs — Franklin Conservative Allocation Fund, Class A
Data updated: 2026-08-27
The net expense ratio is 0.82%. This share class carries a maximum front-end sales load of 5.50%. In fiscal 2025 the fund paid $212K in broker commissions, 0.0248% of average net assets, and portfolio turnover was 24%.
FTCIX Fees and Expenses
Annual operating expenses and sales charges of FTCIX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.25% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.10% |
| Gross expense ratio | 0.82% |
| Fee waiver | — |
| Net expense ratio | 0.82% |
| Sales charges | |
|---|---|
| Max front load | 5.50% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FTCIX Costs Over Time
On $10,000 invested in FTCIX, assuming 5% a year before costs, total costs come to $1,203 over 5 years, cutting the return by 2.06% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $550 | $550 | $550 |
| Fund expenses (net expense ratio 0.82%) | $81 | $254 | $442 |
| Trading costs (broker commissions) | $2 | $8 | $13 |
| Lost growth on money paid in costs | $27 | $100 | $198 |
| Total costs | $661 | $912 | $1,203 |
| Value after costs | $9,839 | $10,665 | $11,560 |
| Impact on return, per year | 6.61% | 2.83% | 2.06% |
FTCIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0248%
- Total broker commissions: $212K
- Bought from dealers (principal trades, not a cost): $505.5M
- Portfolio turnover (prospectus): 24%
- Securities lending: none during the year
FTCIX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Execution Services, LLC | $69K | 32.38% |
| Citadel Securities LLC | $65K | 30.48% |
| Old Mission Markets LLC | $36K | 17.07% |
| Flow Traders U.S. Institutional Trading LLC | $25K | 11.55% |
| Mischler Financial Group, Inc. | $10K | 4.58% |
| Susquehanna Financial Group, LLLP | $8K | 3.94% |
| Goldman Sachs & Co. LLC | $1 | 0.00% |
FTCIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $433.1M | 95.11% |
| Fiduciary Trust Company International | $22.2M | 4.89% |
Franklin Conservative Allocation Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000126011 | Class R6 | 0.53% | none |
| FTCZX | Advisor Class | 0.57% | none |
| FTCIX | Class A | 0.82% | 5.50% |
| FTCRX | Class R | 1.07% | none |
| FTCCX | Class C | 1.58% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.