FSZJX Fees and Costs — Fidelity Sustainable Target Date 2055 Fund, Class A
Data updated: 2026-08-24
The net expense ratio is 0.74%: a 0.49% management fee plus a 0.25% 12b-1 fee. This share class carries a maximum front-end sales load of 5.75%. Portfolio turnover was 20%.
FSZJX Fees and Expenses
Annual operating expenses and sales charges of FSZJX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.49% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.74% |
| Fee waiver | — |
| Net expense ratio | 0.74% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FSZJX Costs Over Time
On $10,000 invested in FSZJX, assuming 5% a year before costs, total costs come to $1,172 over 5 years, cutting the return by 2.00% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $575 | $575 | $575 |
| Fund expenses (net expense ratio 0.74%) | $73 | $229 | $398 |
| Lost growth on money paid in costs | $29 | $102 | $199 |
| Total costs | $677 | $906 | $1,172 |
| Value after costs | $9,823 | $10,670 | $11,590 |
| Impact on return, per year | 6.77% | 2.81% | 2.00% |
FSZJX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 20%
- Securities lending: none during the year
Fidelity Sustainable Target Date 2055 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FSZRX | Class K6 | 0.29% | — |
| FSZNX | Class Z | 0.39% | none |
| FSZQX | Class K | 0.39% | — |
| FSZHX | Fidelity Sustainable Target Date 2055 Fund | 0.49% | — |
| FSZMX | Class I | 0.49% | none |
| FSZJX | Class A | 0.74% | 5.75% |
| FSZLX | Class M | 0.99% | 3.50% |
| FSZKX | Class C | 1.49% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.