FSYSX Performance — Fidelity Sustainable Target Date 2045 Fund, Class Z
Data updated: 2026-08-24
FSYSX returned +13.43% year to date and +24.77% over one year to Jun 2026. The annualised 3-year return is +18.40%. The fund beat its Target-Date category average: $100 invested three years ago grew to $166, against $150 for the category, and to $125 over one year, against $118. Volatility over the past three years was 12.12% a year. In the 12 months to Jun 2026 the fund took in a net $6.7M, and assets reached $19.80M.
FSYSX Growth of $100
What $100 invested in Fidelity Sustainable Target Date 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FSYSX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $125 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $166 | $150 |
| Since data start (Jun 2023 – Jun 2026) | $174 | $156 |
FSYSX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +13.43% |
| 1 year | +24.77% |
| 3 years (annualised) | +18.40% |
FSYSX Annual Returns
Calendar-year total returns of Fidelity Sustainable Target Date 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +13.43% |
| 2025 | +21.21% |
| 2024 | +13.16% |
| 2023 (Jun–Dec) | +12.15% |
FSYSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.1% | +1.9% | −6.2% | +9.5% | +4.1% | +0.9% | — | — | — | — | — | — |
| 2025 | +3.2% | −0.4% | −3.4% | +0.9% | +5.3% | +4.4% | +0.5% | +2.3% | +3.7% | +2.1% | −0.1% | +1.2% |
| 2024 | −0.2% | +3.9% | +3.3% | −3.4% | +4.1% | +1.5% | +1.9% | +2.1% | +1.9% | −2.6% | +3.6% | −3.3% |
| 2023 | — | — | — | — | — | +5.1% | +3.2% | −2.9% | −4.3% | −3.0% | +8.7% | +5.4% |
FSYSX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 12.12%
- 3-year Sharpe ratio: 1.15 (vs 4.5% risk-free rate)
- Best month: +9.52% (Apr 2026)
- Worst month: −6.21% (Mar 2026)
FSYSX Fund Flows
Monthly money in and out of Fidelity Sustainable Target Date 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $6.7M
- 12-month gross sales (incl. reinvestments): $9.0M
- Sales ÷ redemptions: 3.94×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $1.3M | $151K | $1.2M |
| May 2026 | $1.2M | $198K | $958K |
| Apr 2026 | $1.3M | $103K | $1.2M |
| Mar 2026 | $565K | $100K | $465K |
| Feb 2026 | $700K | $194K | $505K |
| Jan 2026 | $799K | $42K | $757K |
| Dec 2025 | $585K | $168K | $417K |
| Nov 2025 | $420K | $999K | −$579K |
| Oct 2025 | $607K | $139K | $468K |
| Sep 2025 | $816K | $52K | $764K |
| Aug 2025 | $351K | $39K | $313K |
| Jul 2025 | $402K | $92K | $310K |
FSYSX Assets Under Management
Net assets of Fidelity Sustainable Target Date 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $19.80M |
| 2026-03-31 | $14.31M |
| 2025-12-31 | $12.83M |
| 2025-09-30 | $12.28M |
| 2025-06-30 | $10.18M |
| 2025-03-31 | $7.13M |
| 2024-12-31 | $6.27M |
| 2024-09-30 | $5.89M |
| 2024-06-30 | $4.03M |
| 2024-03-31 | $3.00M |
| 2023-12-31 | $1.88M |
| 2023-09-30 | $1.45M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.