FSWMX Fees and Costs — Fidelity Sustainable Target Date 2020 Fund, Class K
Data updated: 2026-08-24
The net expense ratio is 0.33%. There are no sales loads or redemption fees. Portfolio turnover was 31%.
FSWMX Fees and Expenses
Annual operating expenses and sales charges of FSWMX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.33% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.33% |
| Fee waiver | — |
| Net expense ratio | 0.33% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FSWMX Costs Over Time
On $10,000 invested in FSWMX, assuming 5% a year before costs, total costs come to $209 over 5 years, cutting the return by 0.35% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.33%) | $35 | $109 | $190 |
| Lost growth on money paid in costs | $0 | $5 | $19 |
| Total costs | $35 | $114 | $209 |
| Value after costs | $10,465 | $11,462 | $12,554 |
| Impact on return, per year | 0.35% | 0.35% | 0.35% |
FSWMX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 31%
- Securities lending: none during the year
Fidelity Sustainable Target Date 2020 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FSWNX | Class K6 | 0.23% | — |
| FSWKX | Class Z | 0.33% | none |
| FSWMX | Class K | 0.33% | — |
| FSWDX | Fidelity Sustainable Target Date 2020 Fund | 0.43% | — |
| FSWJX | Class I | 0.43% | none |
| FSWEX | Class A | 0.68% | 5.75% |
| FSWHX | Class M | 0.93% | 3.50% |
| FSWGX | Class C | 1.43% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.