FRTSX Performance — Franklin LifeSmart 2020 Retirement Target Fund, Class R6
Data updated: 2026-08-27
FRTSX returned +5.70% year to date and +12.56% over one year to Jun 2026. Annualised returns are +11.00% over 3 years and +5.65% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $137, against $150 for the category, and to $113 over one year, against $118. Volatility over the past three years was 7.80% a year. In the 12 months to Jun 2026 the fund lost a net $780K, and assets reached $25.73M.
FRTSX Growth of $100
What $100 invested in Franklin LifeSmart 2020 Retirement Target Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FRTSX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $113 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $137 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $132 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $160 | $187 |
FRTSX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.70% |
| 1 year | +12.56% |
| 3 years (annualised) | +11.00% |
| 5 years (annualised) | +5.65% |
FRTSX Annual Returns
Calendar-year total returns of Franklin LifeSmart 2020 Retirement Target Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +5.70% |
| 2025 | +13.60% |
| 2024 | +8.37% |
| 2023 | +12.75% |
| 2022 | −13.38% |
| 2021 | +9.93% |
| 2020 | +9.45% |
| 2019 (Jul–Dec) | +4.40% |
FRTSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +1.3% | −3.9% | +4.4% | +2.2% | +0.1% | — | — | — | — | — | — |
| 2025 | +1.8% | +0.9% | −1.6% | +0.4% | +2.4% | +2.7% | +0.2% | +1.8% | +2.3% | +1.3% | +0.4% | +0.3% |
| 2024 | +0.3% | +1.8% | +2.1% | −3.2% | +3.1% | +1.2% | +1.8% | +1.8% | +1.6% | −2.3% | +2.3% | −2.2% |
| 2023 | +4.7% | −2.5% | +2.7% | +0.6% | −1.1% | +2.8% | +1.5% | −1.6% | −3.2% | −2.1% | +6.5% | +4.2% |
| 2022 | −3.7% | −2.2% | −0.1% | −5.9% | +0.6% | −3.2% | +4.8% | −3.1% | −6.5% | +2.8% | +5.7% | −2.6% |
| 2021 | −0.6% | +0.4% | +1.6% | +2.7% | +1.0% | +1.0% | +1.1% | +1.5% | −2.9% | +3.0% | −1.4% | +2.5% |
| 2020 | +0.4% | −3.3% | −7.9% | +5.8% | +2.9% | +1.3% | +2.9% | +2.6% | −1.4% | −1.5% | +5.7% | +2.3% |
| 2019 | — | — | — | — | — | — | +0.3% | −0.5% | +0.7% | +0.8% | +1.3% | +1.7% |
FRTSX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 7.80%
- 3-year Sharpe ratio: 0.83 (vs 4.5% risk-free rate)
- Best month: +6.51% (Nov 2023)
- Worst month: −3.91% (Mar 2026)
FRTSX Fund Flows
Monthly money in and out of Franklin LifeSmart 2020 Retirement Target Fund, from SEC Form N-PORT.
- 12-month net flow: −$780K
- 12-month gross sales (incl. reinvestments): $3.4M
- Sales ÷ redemptions: 0.81×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $988K | $389K | $599K |
| May 2026 | $58K | $378K | −$319K |
| Apr 2026 | $84K | $496K | −$411K |
| Mar 2026 | $184K | $326K | −$142K |
| Feb 2026 | $126K | $178K | −$52K |
| Jan 2026 | $15K | $140K | −$126K |
| Dec 2025 | $899K | $189K | $710K |
| Nov 2025 | $141K | $270K | −$129K |
| Oct 2025 | $239K | $553K | −$314K |
| Sep 2025 | $274K | $529K | −$255K |
| Aug 2025 | $176K | $346K | −$171K |
| Jul 2025 | $169K | $340K | −$170K |
FRTSX Assets Under Management
Net assets of Franklin LifeSmart 2020 Retirement Target Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $25.73M |
| 2026-03-31 | $25.14M |
| 2025-12-31 | $25.72M |
| 2025-09-30 | $25.77M |
| 2025-06-30 | $25.32M |
| 2025-03-31 | $24.89M |
| 2024-12-31 | $25.43M |
| 2024-09-30 | $26.60M |
| 2024-06-30 | $27.32M |
| 2024-03-31 | $28.84M |
| 2023-12-31 | $30.81M |
| 2023-09-30 | $30.55M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.