FRCHX Fees and Costs — Fidelity Freedom Blend 2070 Fund, Class A
Data updated: 2026-08-24
The net expense ratio is 0.72%: a 0.47% management fee plus a 0.25% 12b-1 fee. This share class carries a maximum front-end sales load of 5.75%. In fiscal 2026 the fund paid $351 in broker commissions, 0.0013% of average net assets, and portfolio turnover was 28%.
FRCHX Fees and Expenses
Annual operating expenses and sales charges of FRCHX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.47% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.72% |
| Fee waiver | — |
| Net expense ratio | 0.72% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FRCHX Costs Over Time
On $10,000 invested in FRCHX, assuming 5% a year before costs, total costs come to $1,161 over 5 years, cutting the return by 1.98% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $575 | $575 | $575 |
| Fund expenses (net expense ratio 0.72%) | $71 | $223 | $388 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $29 | $102 | $198 |
| Total costs | $675 | $900 | $1,161 |
| Value after costs | $9,825 | $10,676 | $11,601 |
| Impact on return, per year | 6.75% | 2.79% | 1.98% |
FRCHX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0013%
- Total broker commissions: $351
- Bought from dealers (principal trades, not a cost): $50K
- Portfolio turnover (prospectus): 28%
- Securities lending: none during the year
FRCHX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $130 | 37.13% |
| MORGAN STANLEY | $129 | 36.67% |
| ROYAL BANK OF CANADA | $49 | 13.84% |
| UBS GROUP AG | $29 | 8.38% |
| BARCLAYS PLC | $10 | 2.79% |
| GOLDMAN SACHS GROUP INC (THE) | $4 | 1.20% |
FRCHX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $30K | 60.02% |
| DEUTSCHE BANK AG | $20K | 39.98% |
Fidelity Freedom Blend 2070 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FRCPX | Premier Class | 0.20% | — |
| FRCFX | Class K6 | 0.27% | — |
| FRBZX | Class K | 0.37% | — |
| FRCNX | Class Z | 0.37% | none |
| FRBYX | Fidelity Freedom Blend 2070 Fund | 0.47% | — |
| FRCLX | Class I | 0.47% | none |
| FRCHX | Class A | 0.72% | 5.75% |
| FRCJX | Class M | 0.97% | 3.50% |
| FRCKX | Class C | 1.47% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.