FOSFX Fees and Costs — Fidelity Overseas Fund
Data updated: 2026-09-23
The net expense ratio is 0.67%: a 0.66% management fee plus 0.01% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $5.3M in broker commissions, 0.0779% of average net assets, and portfolio turnover was 50%.
FOSFX Fees and Expenses
Annual operating expenses and sales charges of FOSFX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.66% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.01% |
| Gross expense ratio | 0.67% |
| Fee waiver | — |
| Net expense ratio | 0.67% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FOSFX Costs Over Time
On $10,000 invested in FOSFX, assuming 5% a year before costs, total costs come to $470 over 5 years, cutting the return by 0.79% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.67%) | $70 | $220 | $383 |
| Trading costs (broker commissions) | $8 | $26 | $44 |
| Lost growth on money paid in costs | $0 | $12 | $43 |
| Total costs | $79 | $258 | $470 |
| Value after costs | $10,421 | $11,318 | $12,293 |
| Impact on return, per year | 0.79% | 0.79% | 0.79% |
FOSFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0779%
- Total broker commissions: $5.3M
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 50%
- Securities on loan, average value: $13.4M
- Net income from securities lending: $146K (0.002% of average net assets)
FOSFX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS GROUP AG | $1.1M | 21.92% |
| JPMORGAN CHASE and CO | $807K | 16.17% |
| GOLDMAN SACHS GROUP INC (THE) | $733K | 14.70% |
| BANK OF AMERICA CORPORATION | $639K | 12.80% |
| MORGAN STANLEY | $524K | 10.51% |
| JEFFERIES FINANCIAL GROUP INC | $383K | 7.68% |
| CITIGROUP INC | $363K | 7.27% |
| TP ICAP GROUP PLC | $215K | 4.32% |
| VIRTU FINANCIAL INC | $131K | 2.63% |
| BNP PARIBAS | $100K | 2.00% |
Fidelity Overseas Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FVOZX | C000259423 | 0.58% | none |
| FOSKX | Class K | 0.59% | — |
| FOSFX | Fidelity Overseas Fund | 0.67% | — |
| FOVHX | C000259424 | 0.70% | none |
| FOVBX | C000259425 | 0.95% | 5.75% |
| FOVMX | C000259426 | 1.20% | 3.50% |
| FOVDX | C000259427 | 1.70% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.