FMJXX Fees and Costs — Goldman Sachs Investor Money Market Fund, Class I
Data updated: 2026-03-27
The net expense ratio is 0.18%: a 0.16% management fee plus 0.03% other expenses, less a 0.01% fee waiver. There are no sales loads or redemption fees.
FMJXX Fees and Expenses
Annual operating expenses and sales charges of FMJXX. Prospectus, as of November 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.16% |
| 12b-1 fee | — |
| Other expenses | 0.03% |
| Gross expense ratio | 0.19% |
| Fee waiver | −0.01% |
| Net expense ratio | 0.18% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
FMJXX Costs Over Time
On $10,000 invested in FMJXX, assuming 5% a year before costs, total costs come to $114 over 5 years, cutting the return by 0.19% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.18%) | $19 | $59 | $104 |
| Lost growth on money paid in costs | $0 | $3 | $10 |
| Total costs | $19 | $62 | $114 |
| Value after costs | $10,481 | $11,514 | $12,648 |
| Impact on return, per year | 0.19% | 0.19% | 0.19% |
FMJXX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending November 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $711.3B
- Portfolio turnover (prospectus): —
- Securities lending: none during the year
FMJXX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| TP ICAP GLOBAL MARKETS AMERICAS LLC | $172.6B | 27.05% |
| FIXED INCOME CLEARING CORPORATION | $152.9B | 23.97% |
| Societe Generale | $66.7B | 10.45% |
| TD SECURITIES (USA) LLC | $47.9B | 7.50% |
| RBC CAPITAL MARKETS, LLC | $47.8B | 7.49% |
| BNP PARIBAS | $42.1B | 6.59% |
| BARCLAYS CAPITAL, INC. | $28.7B | 4.50% |
| BOFA SECURITIES, INC. | $28.2B | 4.42% |
| The Bank of Nova Scotia | $26.1B | 4.10% |
| Mizuho Securities USA LLC | $25.0B | 3.92% |
Goldman Sachs Investor Money Market Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FMDXX | Class D | 0.18% | none |
| FMJXX | Class I | 0.18% | none |
| FMEXX | Class A | 0.43% | none |
| FMKXX | Administration Shares | 0.43% | none |
| FHSXX | Service Shares | 0.68% | none |
| FHMXX | Cash Management Shares | 0.98% | none |
| FMGXX | Class C | 1.18% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.