FLTKX Performance — Franklin LifeSmart 2055 Retirement Target Fund, Advisor Class
Data updated: 2026-08-27
FLTKX returned +11.41% year to date and +23.55% over one year to Jun 2026. Annualised returns are +18.94% over 3 years and +10.40% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $168, against $150 for the category, and to $124 over one year, against $118. Volatility over the past three years was 11.79% a year. In the 12 months to Jun 2026 the fund took in a net $6.1M, and assets reached $60.88M.
FLTKX Growth of $100
What $100 invested in Franklin LifeSmart 2055 Retirement Target Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FLTKX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $124 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $168 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $164 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $229 | $187 |
FLTKX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +11.41% |
| 1 year | +23.55% |
| 3 years (annualised) | +18.94% |
| 5 years (annualised) | +10.40% |
FLTKX Annual Returns
Calendar-year total returns of Franklin LifeSmart 2055 Retirement Target Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +11.41% |
| 2025 | +21.83% |
| 2024 | +16.07% |
| 2023 | +19.56% |
| 2022 | −17.30% |
| 2021 | +17.60% |
| 2020 | +16.19% |
| 2019 (Jul–Dec) | +7.66% |
FLTKX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.2% | +1.3% | −6.3% | +9.0% | +4.4% | +0.1% | — | — | — | — | — | — |
| 2025 | +3.3% | +0.1% | −3.6% | +0.4% | +5.4% | +4.2% | +0.9% | +2.5% | +3.6% | +2.2% | +0.2% | +1.0% |
| 2024 | +0.9% | +4.9% | +3.3% | −3.8% | +4.5% | +1.8% | +1.4% | +2.3% | +1.7% | −2.2% | +3.7% | −3.0% |
| 2023 | +6.0% | −2.6% | +3.1% | +0.8% | −1.2% | +5.7% | +2.9% | −2.3% | −3.9% | −2.6% | +8.5% | +4.7% |
| 2022 | −4.8% | −3.3% | +1.6% | −7.8% | +1.0% | −7.7% | +6.7% | −3.9% | −8.6% | +6.8% | +7.4% | −4.3% |
| 2021 | −0.7% | +1.9% | +3.4% | +4.1% | +1.4% | +1.0% | +0.8% | +2.6% | −4.5% | +5.0% | −2.5% | +4.1% |
| 2020 | −0.6% | −7.0% | −12.1% | +10.2% | +5.0% | +2.3% | +5.3% | +5.4% | −2.7% | −2.5% | +10.1% | +4.1% |
| 2019 | — | — | — | — | — | — | +0.3% | −1.3% | +1.4% | +1.6% | +2.6% | +2.9% |
FLTKX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.79%
- 3-year Sharpe ratio: 1.22 (vs 4.5% risk-free rate)
- Best month: +8.95% (Apr 2026)
- Worst month: −6.28% (Mar 2026)
FLTKX Fund Flows
Monthly money in and out of Franklin LifeSmart 2055 Retirement Target Fund, from SEC Form N-PORT.
- 12-month net flow: $6.1M
- 12-month gross sales (incl. reinvestments): $15.8M
- Sales ÷ redemptions: 1.63×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $3.0M | $860K | $2.1M |
| May 2026 | $1.1M | $863K | $231K |
| Apr 2026 | $981K | $865K | $116K |
| Mar 2026 | $862K | $1.2M | −$340K |
| Feb 2026 | $971K | $703K | $267K |
| Jan 2026 | $909K | $702K | $207K |
| Dec 2025 | $2.1M | $588K | $1.5M |
| Nov 2025 | $696K | $629K | $66K |
| Oct 2025 | $675K | $938K | −$263K |
| Sep 2025 | $1.1M | $1.2M | −$107K |
| Aug 2025 | $2.4M | $326K | $2.1M |
| Jul 2025 | $1.1M | $850K | $227K |
FLTKX Assets Under Management
Net assets of Franklin LifeSmart 2055 Retirement Target Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $60.88M |
| 2026-03-31 | $53.00M |
| 2025-12-31 | $54.03M |
| 2025-09-30 | $52.08M |
| 2025-06-30 | $46.52M |
| 2025-03-31 | $41.40M |
| 2024-12-31 | $40.83M |
| 2024-09-30 | $41.12M |
| 2024-06-30 | $38.40M |
| 2024-03-31 | $36.61M |
| 2023-12-31 | $33.42M |
| 2023-09-30 | $29.48M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.