FLDFX Fees and Costs — Balanced Fund, Retail Class
Data updated: 2026-08-10
The net expense ratio is 1.47%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $290K in broker commissions, 0.0693% of average net assets, and portfolio turnover was 243%.
FLDFX Fees and Expenses
Annual operating expenses and sales charges of FLDFX. Prospectus, as of May 14, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.67% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.42% |
| Gross expense ratio | 1.47% |
| Fee waiver | — |
| Net expense ratio | 1.47% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FLDFX Costs Over Time
On $10,000 invested in FLDFX, assuming 5% a year before costs, total costs come to $953 over 5 years, cutting the return by 1.62% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.47%) | $154 | $479 | $826 |
| Trading costs (broker commissions) | $7 | $23 | $39 |
| Lost growth on money paid in costs | $0 | $25 | $88 |
| Total costs | $162 | $526 | $953 |
| Value after costs | $10,338 | $11,050 | $11,810 |
| Impact on return, per year | 1.62% | 1.62% | 1.62% |
FLDFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0693%
- Total broker commissions: $290K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 243%
- Securities lending: none during the year
FLDFX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS & CO. LLC | $280K | 96.61% |
| CLEAR STREET LLC | $8K | 2.76% |
| TD COWEN | $2K | 0.63% |
Balanced Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| BLNIX | Institutional Class | 1.18% | — |
| BLNAX | Adviser Class | 1.19% | — |
| FLDFX | Retail Class | 1.47% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.