FJAOX Fees and Costs — Fidelity Freedom Blend 2020 Fund, Class A
Data updated: 2026-08-24
The net expense ratio is 0.68%: a 0.43% management fee plus a 0.25% 12b-1 fee. This share class carries a maximum front-end sales load of 5.75%. In fiscal 2026 the fund paid $14K in broker commissions, 0.0012% of average net assets, and portfolio turnover was 30%.
FJAOX Fees and Expenses
Annual operating expenses and sales charges of FJAOX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.43% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.68% |
| Fee waiver | — |
| Net expense ratio | 0.68% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FJAOX Costs Over Time
On $10,000 invested in FJAOX, assuming 5% a year before costs, total costs come to $1,138 over 5 years, cutting the return by 1.94% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $575 | $575 | $575 |
| Fund expenses (net expense ratio 0.68%) | $67 | $211 | $367 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $29 | $101 | $196 |
| Total costs | $671 | $887 | $1,138 |
| Value after costs | $9,829 | $10,689 | $11,625 |
| Impact on return, per year | 6.71% | 2.75% | 1.94% |
FJAOX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0012%
- Total broker commissions: $14K
- Bought from dealers (principal trades, not a cost): $12.5M
- Portfolio turnover (prospectus): 30%
- Securities lending: none during the year
FJAOX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $9K | 65.55% |
| JPMORGAN CHASE and CO | $2K | 12.38% |
| GOLDMAN SACHS GROUP INC (THE) | $1K | 9.90% |
| UBS GROUP AG | $534 | 3.75% |
| BARCLAYS PLC | $522 | 3.67% |
| BANK OF AMERICA CORPORATION | $486 | 3.41% |
| ROYAL BANK OF CANADA | $191 | 1.34% |
FJAOX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO and CO | $5.7M | 45.95% |
| NOMURA HOLDINGS INC | $3.1M | 24.73% |
| JEFFERIES FINANCIAL GROUP INC | $1.6M | 12.56% |
| CITIGROUP INC | $742K | 5.96% |
| BANK OF MONTREAL QUE | $653K | 5.25% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $247K | 1.99% |
| DEUTSCHE BANK AG | $228K | 1.83% |
| BARCLAYS PLC | $218K | 1.75% |
Fidelity Freedom Blend 2020 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FFBLX | Premier Class | 0.18% | — |
| FHNDX | Class K6 | 0.23% | — |
| FHCEX | Class K | 0.33% | — |
| FJAIX | Class Z | 0.33% | none |
| FHAVX | Fidelity Freedom Blend 2020 Fund | 0.43% | — |
| FJAJX | Class I | 0.43% | none |
| FJAOX | Class A | 0.68% | 5.75% |
| FJANX | Class M | 0.93% | 3.50% |
| FJALX | Class C | 1.43% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.