FIRWX Performance — Fidelity Simplicity RMD 2020 Fund
Data updated: 2024-12-27
FIRWX returned +20.49% over one year to Oct 2024. Annualised returns are +0.91% over 3 years and +5.21% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $103, against $109 for the category, and to $120 over one year, against $124. Volatility over the past three years was 11.96% a year. In the 12 months to Oct 2024 the fund lost a net $8.8M, and assets reached $46.24M.
FIRWX Growth of $100
What $100 invested in Fidelity Simplicity RMD 2020 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FIRWX | Category average |
|---|---|---|
| 1 year (Nov 2023 – Oct 2024) | $120 | $124 |
| 3 years (Nov 2021 – Oct 2024) | $103 | $109 |
| 5 years (Nov 2019 – Oct 2024) | $129 | $144 |
| Since data start (Aug 2019 – Oct 2024) | $132 | $146 |
FIRWX Trailing Returns
Total returns to Oct 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +20.49% |
| 3 years (annualised) | +0.91% |
| 5 years (annualised) | +5.21% |
FIRWX Annual Returns
Calendar-year total returns of Fidelity Simplicity RMD 2020 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 (Jan–Oct) | +8.06% |
| 2023 | +13.15% |
| 2022 | −15.98% |
| 2021 | +7.72% |
| 2020 | +12.64% |
| 2019 (Aug–Dec) | +5.55% |
FIRWX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | −0.1% | +1.7% | +2.2% | −3.0% | +3.1% | +1.0% | +2.0% | +1.7% | +1.7% | −2.4% | — | — |
| 2023 | +5.9% | −2.9% | +2.5% | +0.9% | −1.1% | +2.6% | +1.7% | −2.0% | −3.4% | −2.4% | +6.6% | +4.6% |
| 2022 | −2.9% | −1.9% | −0.8% | −5.6% | +0.3% | −5.8% | +4.8% | −3.1% | −7.5% | +2.5% | +6.6% | −2.7% |
| 2021 | 0.0% | +1.1% | +0.5% | +2.3% | +1.2% | +0.8% | +0.4% | +0.9% | −1.9% | +2.2% | −1.4% | +1.4% |
| 2020 | −0.4% | −2.7% | −8.2% | +5.6% | +2.9% | +2.4% | +3.3% | +2.6% | −1.2% | −0.8% | +6.5% | +3.0% |
| 2019 | — | — | — | — | — | — | — | −0.1% | +0.6% | +1.6% | +1.4% | +2.0% |
FIRWX Risk
Risk measures from monthly returns over Nov 2021 – Oct 2024.
- 3-year volatility (annualised): 11.96%
- 3-year Sharpe ratio: -0.30 (vs 4.5% risk-free rate)
- Best month: +6.57% (Nov 2023)
- Worst month: −7.54% (Sep 2022)
FIRWX Fund Flows
Monthly money in and out of Fidelity Simplicity RMD 2020 Fund, from SEC Form N-PORT.
- 12-month net flow: −$8.8M
- 12-month gross sales (incl. reinvestments): $3.9M
- Sales ÷ redemptions: 0.31×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Oct 2024 | $61K | $648K | −$587K |
| Sep 2024 | $210K | $732K | −$522K |
| Aug 2024 | $461K | $943K | −$482K |
| Jul 2024 | $185K | $873K | −$689K |
| Jun 2024 | $42K | $499K | −$457K |
| May 2024 | $148K | $1.5M | −$1.3M |
| Apr 2024 | $109K | $232K | −$123K |
| Mar 2024 | $133K | $1.3M | −$1.2M |
| Feb 2024 | $339K | $1.5M | −$1.2M |
| Jan 2024 | $553K | $1.9M | −$1.4M |
| Dec 2023 | $1.6M | $1.4M | $145K |
| Nov 2023 | $69K | $1.1M | −$1.0M |
FIRWX Assets Under Management
Net assets of Fidelity Simplicity RMD 2020 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2024-10-31 | $46.24M |
| 2024-07-31 | $47.59M |
| 2024-04-30 | $47.32M |
| 2024-01-31 | $49.46M |
| 2023-10-31 | $47.20M |
| 2023-07-31 | $52.54M |
| 2023-04-30 | $51.41M |
| 2023-01-31 | $53.66M |
| 2022-10-31 | $49.63M |
| 2022-07-31 | $58.69M |
| 2022-04-30 | $62.40M |
| 2022-01-31 | $72.01M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.