FIRCX Fees and Costs — Fidelity International Real Estate Fund, Class C
Data updated: 2026-10-13
The net expense ratio is 1.93%: a 0.86% management fee, a 1.00% 12b-1 fee plus 0.07% other expenses. This share class carries a deferred sales charge of up to 1.00%. In fiscal 2026 the fund paid $412K in broker commissions, 0.1211% of average net assets, and portfolio turnover was 99%.
FIRCX Fees and Expenses
Annual operating expenses and sales charges of FIRCX. Prospectus, as of September 29, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.86% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.07% |
| Gross expense ratio | 1.93% |
| Fee waiver | — |
| Net expense ratio | 1.93% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
FIRCX Costs Over Time
On $10,000 invested in FIRCX, assuming 5% a year before costs, total costs come to $1,256 over 5 years, cutting the return by 2.15% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $103 | $0 | $0 |
| Fund expenses (net expense ratio 1.93%) | $203 | $625 | $1,073 |
| Trading costs (broker commissions) | $13 | $39 | $67 |
| Lost growth on money paid in costs | $0 | $33 | $116 |
| Total costs | $318 | $698 | $1,256 |
| Value after costs | $10,182 | $10,878 | $11,507 |
| Impact on return, per year | 3.18% | 2.15% | 2.15% |
FIRCX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending July 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.1211%
- Total broker commissions: $412K
- Bought from dealers (principal trades, not a cost): $513K
- Portfolio turnover (prospectus): 99%
FIRCX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $53K | 17.29% |
| UBS GROUP AG | $45K | 14.63% |
| JEFFERIES FINANCIAL GROUP INC | $38K | 12.47% |
| JPMORGAN CHASE and CO | $30K | 9.81% |
| GOLDMAN SACHS GROUP INC (THE) | $28K | 9.01% |
| TP ICAP GROUP PLC | $26K | 8.40% |
| SUMITOMO MITSUI FINANCIAL GROUP INC | $25K | 8.02% |
| CITIGROUP INC | $24K | 7.74% |
| BANK OF AMERICA CORPORATION | $21K | 6.81% |
| NOMURA HOLDINGS INC | $18K | 5.81% |
FIRCX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $513K | 100.00% |
Fidelity International Real Estate Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FIKLX | Class Z | 0.79% | none |
| FIREX | Fidelity International Real Estate Fund | 0.88% | — |
| FIRIX | Class I | 0.91% | none |
| FIRAX | Class A | 1.18% | 5.75% |
| FIRTX | Class M | 1.43% | 3.50% |
| FIRCX | Class C | 1.93% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.