FHSNX Fees and Costs — Fidelity Health Savings Index Fund
Data updated: 2026-08-24
The net expense ratio is 0.16% (0.21% before fee waivers). There are no sales loads or redemption fees. In fiscal 2024 the fund paid $649 in broker commissions, 0.0024% of average net assets, and portfolio turnover was 54%.
FHSNX Fees and Expenses
Annual operating expenses and sales charges of FHSNX. Prospectus, as of November 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.15% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.21% |
| Fee waiver | −0.05% |
| Net expense ratio | 0.16% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FHSNX Costs Over Time
On $10,000 invested in FHSNX, assuming 5% a year before costs, total costs come to $103 over 5 years, cutting the return by 0.17% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.16%) | $17 | $53 | $93 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $3 | $9 |
| Total costs | $17 | $56 | $103 |
| Value after costs | $10,483 | $11,520 | $12,660 |
| Impact on return, per year | 0.17% | 0.17% | 0.17% |
FHSNX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0024%
- Total broker commissions: $649
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 54%
- Securities lending: none during the year
FHSNX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS GROUP AG | $551 | 86.29% |
| LOOP CAPITAL MARKETS, LLC | $55 | 8.62% |
| MORGAN STANLEY | $15 | 2.31% |
| PENSERRA SECURITIES LLC | $14 | 2.24% |
| BANK OF AMERICA CORPORATION | $2 | 0.30% |
| GOLDMAN SACHS GROUP INC (THE) | $2 | 0.24% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.