FHAQX Fees and Costs — Fidelity Freedom Blend 2045 Fund
Data updated: 2026-08-24
The net expense ratio is 0.47%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $50K in broker commissions, 0.0013% of average net assets, and portfolio turnover was 16%.
FHAQX Fees and Expenses
Annual operating expenses and sales charges of FHAQX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.47% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.47% |
| Fee waiver | — |
| Net expense ratio | 0.47% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FHAQX Costs Over Time
On $10,000 invested in FHAQX, assuming 5% a year before costs, total costs come to $298 over 5 years, cutting the return by 0.49% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.47%) | $49 | $155 | $270 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $8 | $27 |
| Total costs | $49 | $163 | $298 |
| Value after costs | $10,451 | $11,413 | $12,465 |
| Impact on return, per year | 0.49% | 0.49% | 0.49% |
FHAQX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0013%
- Total broker commissions: $50K
- Bought from dealers (principal trades, not a cost): $44.0M
- Portfolio turnover (prospectus): 16%
- Securities lending: none during the year
FHAQX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $29K | 58.47% |
| JPMORGAN CHASE and CO | $8K | 16.70% |
| GOLDMAN SACHS GROUP INC (THE) | $5K | 10.56% |
| UBS GROUP AG | $2K | 4.86% |
| BARCLAYS PLC | $2K | 3.75% |
| BANK OF AMERICA CORPORATION | $2K | 3.55% |
| ROYAL BANK OF CANADA | $1K | 2.12% |
FHAQX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| NOMURA HOLDINGS INC | $15.8M | 35.93% |
| WELLS FARGO and CO | $15.1M | 34.20% |
| CITIGROUP INC | $3.9M | 8.92% |
| JEFFERIES FINANCIAL GROUP INC | $3.7M | 8.45% |
| DEUTSCHE BANK AG | $2.0M | 4.63% |
| MORGAN STANLEY | $1.2M | 2.75% |
| BANK OF MONTREAL QUE | $832K | 1.89% |
| BARCLAYS PLC | $723K | 1.64% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $702K | 1.59% |
Fidelity Freedom Blend 2045 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FFBUX | Premier Class | 0.20% | — |
| FHFDX | Class K6 | 0.27% | — |
| FHBFX | Class Z | 0.37% | none |
| FHXDX | Class K | 0.37% | — |
| FHAQX | Fidelity Freedom Blend 2045 Fund | 0.47% | — |
| FHCFX | Class I | 0.47% | none |
| FHGFX | Class A | 0.72% | 5.75% |
| FHEFX | Class M | 0.97% | 3.50% |
| FHDFX | Class C | 1.47% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.