FGIIX Fees and Costs — American Funds Growth and Income Portfolio, Class 529-F-3
Data updated: 2026-09-28
The net expense ratio is 0.39%. There are no sales loads or redemption fees. Portfolio turnover was 1%.
FGIIX Fees and Expenses
Annual operating expenses and sales charges of FGIIX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.06% |
| Gross expense ratio | 0.39% |
| Fee waiver | — |
| Net expense ratio | 0.39% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FGIIX Costs Over Time
On $10,000 invested in FGIIX, assuming 5% a year before costs, total costs come to $247 over 5 years, cutting the return by 0.41% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.39%) | $41 | $129 | $224 |
| Lost growth on money paid in costs | $0 | $6 | $23 |
| Total costs | $41 | $135 | $247 |
| Value after costs | $10,459 | $11,441 | $12,516 |
| Impact on return, per year | 0.41% | 0.41% | 0.41% |
FGIIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 1%
- Securities lending: none during the year
American Funds Growth and Income Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GAIHX | Class F-3 | 0.34% | none |
| RGNGX | Class R-6 | 0.34% | none |
| CGLGX | Class ABLE-F-2 | 0.36% | none |
| FGIIX | Class 529-F-3 | 0.39% | none |
| RGNFX | Class R-5 | 0.40% | none |
| FGGIX | Class 529-F-2 | 0.43% | none |
| GAIEX | Class F-2 | 0.44% | none |
| RGQFX | Class R-5E | 0.48% | none |
| CGNGX | Class ABLE-A | 0.56% | 3.50% |
| TGXIX | Class T | 0.64% | 2.50% |
| GAIOX | Class A | 0.65% | 5.75% |
| RGNEX | Class R-4 | 0.67% | none |
| CGNAX | Class 529-A | 0.68% | 3.50% |
| TGGGX | Class 529-T | 0.69% | 2.50% |
| GAIFX | Class F-1 | 0.70% | none |
| CGNFX | Class 529-F-1 | 0.75% | none |
| CGNEX | Class 529-E | 0.92% | none |
| RAICX | Class R-3 | 0.98% | none |
| RBEGX | Class R-2E | 1.14% | none |
| GAITX | Class C | 1.39% | none |
| RGNBX | Class R-2 | 1.40% | none |
| RGNAX | Class R-1 | 1.42% | none |
| CGNCX | Class 529-C | 1.44% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.