FGCAX Fees and Costs — Federated Hermes Short-Intermediate Total Return Bond Fund, Class A
Data updated: 2026-07-27
The net expense ratio is 0.63%: a 0.30% management fee plus 0.46% other expenses, less a 0.13% fee waiver. This share class carries a maximum front-end sales load of 1.00%. In fiscal 2024 the fund paid $9K in broker commissions, 0.0010% of average net assets, and portfolio turnover was 37%.
FGCAX Fees and Expenses
Annual operating expenses and sales charges of FGCAX. Prospectus, as of August 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.46% |
| Gross expense ratio | 0.76% |
| Fee waiver | −0.13% |
| Net expense ratio | 0.63% |
| Sales charges | |
|---|---|
| Max front load | 1.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FGCAX Costs Over Time
On $10,000 invested in FGCAX, assuming 5% a year before costs, total costs come to $521 over 5 years, cutting the return by 0.87% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $100 | $100 | $100 |
| Fund expenses (net expense ratio 0.63%) | $65 | $205 | $357 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $5 | $26 | $64 |
| Total costs | $171 | $331 | $521 |
| Value after costs | $10,329 | $11,245 | $12,242 |
| Impact on return, per year | 1.71% | 1.01% | 0.87% |
FGCAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0010%
- Total broker commissions: $9K
- Bought from dealers (principal trades, not a cost): $1.4B
- Portfolio turnover (prospectus): 37%
- Securities on loan, average value: $1.6M
- Net income from securities lending: $27K (0.003% of average net assets)
FGCAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $9K | 100.00% |
FGCAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $387.4M | 31.09% |
| Federated Securities Corp. | $215.0M | 17.25% |
| BMO Capital Markets Corp. | $191.1M | 15.33% |
| Deutsche Bank Securities Inc. | $124.9M | 10.02% |
| Citadel Securities LLC | $120.8M | 9.69% |
| J.P. Morgan Securities LLC | $67.4M | 5.41% |
| Citigroup Global Markets Inc. | $58.9M | 4.73% |
| BofA Securities, Inc. | $37.7M | 3.03% |
| Apex Clearing Corporation | $23.0M | 1.85% |
| Morgan Stanley & Co. LLC | $19.9M | 1.60% |
Federated Hermes Short-Intermediate Total Return Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| SRBRX | Class R6 | 0.37% | none |
| FGCIX | Institutional Shares | 0.38% | none |
| FGCAX | Class A | 0.63% | 1.00% |
| FGCSX | Service Shares | 0.63% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.