FFOVX Fees and Costs — Fidelity Freedom Retirement Fund, Premier Class
Data updated: 2026-08-24
The net expense ratio is 0.24%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $29K in broker commissions, 0.0012% of average net assets, and portfolio turnover was 20%.
FFOVX Fees and Expenses
Annual operating expenses and sales charges of FFOVX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.24% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.24% |
| Fee waiver | — |
| Net expense ratio | 0.24% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FFOVX Costs Over Time
On $10,000 invested in FFOVX, assuming 5% a year before costs, total costs come to $153 over 5 years, cutting the return by 0.25% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.24%) | $25 | $79 | $139 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $4 | $14 |
| Total costs | $25 | $84 | $153 |
| Value after costs | $10,475 | $11,493 | $12,610 |
| Impact on return, per year | 0.25% | 0.25% | 0.25% |
FFOVX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0012%
- Total broker commissions: $29K
- Bought from dealers (principal trades, not a cost): $26.6M
- Portfolio turnover (prospectus): 20%
- Securities lending: none during the year
FFOVX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $19K | 65.42% |
| JPMORGAN CHASE and CO | $3K | 11.98% |
| GOLDMAN SACHS GROUP INC (THE) | $3K | 10.24% |
| BARCLAYS PLC | $1K | 4.14% |
| UBS GROUP AG | $1K | 3.48% |
| BANK OF AMERICA CORPORATION | $974 | 3.34% |
| ROYAL BANK OF CANADA | $406 | 1.39% |
FFOVX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO and CO | $12.7M | 47.65% |
| NOMURA HOLDINGS INC | $7.4M | 27.91% |
| JEFFERIES FINANCIAL GROUP INC | $3.3M | 12.39% |
| CITIGROUP INC | $2.2M | 8.14% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $564K | 2.12% |
| BANK OF MONTREAL QUE | $277K | 1.04% |
| DEUTSCHE BANK AG | $168K | 0.63% |
| BARCLAYS PLC | $30K | 0.11% |
Fidelity Freedom Retirement Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FFOVX | Premier Class | 0.24% | — |
| FYTKX | Class K6 | 0.24% | — |
| FNSHX | Class K | 0.42% | — |
| FFFAX | Fidelity Freedom Retirement Fund | 0.46% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.