FFGZX Performance — Fidelity Freedom Index Retirement Fund, Institutional Premium Class

Data updated: 2026-08-24

FFGZX returned +3.97% year to date and +8.30% over one year to Jun 2026. Annualised returns are +7.40% over 3 years and +3.09% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $124, against $143 for the category, and to $108 over one year, against $116. Volatility over the past three years was 5.11% a year. In the 12 months to Jun 2026 the fund took in a net $222.3M, and assets reached $2.07B.

FFGZX Growth of $100

What $100 invested in Fidelity Freedom Index Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.

PeriodFFGZXCategory average
1 year (Jul 2025 – Jun 2026)$108$116
3 years (Jul 2023 – Jun 2026)$124$143
5 years (Jul 2021 – Jun 2026)$116$136
Since data start (Jul 2019 – Jun 2026)$133$173

FFGZX Trailing Returns

Total returns to Jun 2026, from SEC N-PORT.

PeriodTotal return
YTD+3.97%
1 year+8.30%
3 years (annualised)+7.40%
5 years (annualised)+3.09%

FFGZX Annual Returns

Calendar-year total returns of Fidelity Freedom Index Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.

YearTotal return
2026 (Jan–Jun)+3.97%
2025+9.28%
2024+5.01%
2023+8.30%
2022−11.06%
2021+2.83%
2020+8.59%
2019 (Jul–Dec)+3.33%

FFGZX Monthly Returns

Monthly total returns as reported on SEC Form N-PORT.

YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+1.0%+1.4%−2.3%+2.6%+1.4%−0.1%——————
2025+1.1%+1.3%−0.5%+0.5%+0.7%+1.7%+0.2%+1.3%+1.3%+0.8%+0.4%+0.1%
2024+0.1%+0.1%+1.2%−2.0%+1.9%+1.0%+1.9%+1.4%+1.3%−1.8%+1.5%−1.5%
2023+3.3%−1.9%+2.3%+0.6%−0.8%+0.9%+0.7%−0.8%−2.2%−1.2%+4.3%+3.2%
2022−2.1%−1.0%−1.2%−3.6%+0.3%−2.7%+3.0%−2.6%−4.6%+0.8%+3.7%−1.4%
2021−0.4%−0.4%−0.2%+1.4%+0.4%+0.7%+1.0%+0.3%−1.3%+1.0%−0.2%+0.5%
2020+1.1%−0.4%−2.7%+3.0%+1.2%+1.0%+1.9%+0.7%−0.6%−0.8%+3.0%+1.0%
2019——————+0.3%+1.3%0.0%+0.7%+0.5%+0.6%

FFGZX Risk

Risk measures from monthly returns over Jul 2023 – Jun 2026.

  • 3-year volatility (annualised): 5.11%
  • 3-year Sharpe ratio: 0.57 (vs 4.5% risk-free rate)
  • Best month: +4.32% (Nov 2023)
  • Worst month: −2.30% (Mar 2026)

FFGZX Fund Flows

Monthly money in and out of Fidelity Freedom Index Retirement Fund, from SEC Form N-PORT.

  • 12-month net flow: $222.3M
  • 12-month gross sales (incl. reinvestments): $979.6M
  • Sales ÷ redemptions: 1.29×
MonthSalesRedemptionsNet flow
Jun 2026$72.8M$60.3M$12.6M
May 2026$86.8M$59.5M$27.3M
Apr 2026$98.6M$76.1M$22.5M
Mar 2026$83.0M$53.3M$29.7M
Feb 2026$73.8M$64.0M$9.9M
Jan 2026$109.7M$94.2M$15.5M
Dec 2025$130.0M$78.8M$51.2M
Nov 2025$77.5M$58.7M$18.8M
Oct 2025$73.8M$63.7M$10.2M
Sep 2025$53.2M$50.5M$2.7M
Aug 2025$44.6M$51.8M−$7.2M
Jul 2025$75.7M$46.4M$29.3M

FFGZX Assets Under Management

Net assets of Fidelity Freedom Index Retirement Fund by report date, from SEC N-PORT filings.

Report dateNet assets
2026-06-30$2.07B
2026-03-31$1.94B
2025-12-31$1.89B
2025-09-30$1.83B
2025-06-30$1.76B
2025-03-31$1.70B
2024-12-31$1.66B
2024-09-30$1.68B
2024-06-30$1.62B
2024-03-31$1.40B
2023-12-31$1.38B
2023-09-30$1.30B

For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.