FFFIX Fees and Costs — Fidelity Advisor Freedom 2045 Fund, Class I
Data updated: 2026-08-24
The net expense ratio is 0.68%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $28K in broker commissions, 0.0013% of average net assets, and portfolio turnover was 16%.
FFFIX Fees and Expenses
Annual operating expenses and sales charges of FFFIX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.68% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.68% |
| Fee waiver | — |
| Net expense ratio | 0.68% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FFFIX Costs Over Time
On $10,000 invested in FFFIX, assuming 5% a year before costs, total costs come to $429 over 5 years, cutting the return by 0.72% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.68%) | $71 | $224 | $389 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $11 | $39 |
| Total costs | $72 | $235 | $429 |
| Value after costs | $10,428 | $11,341 | $12,334 |
| Impact on return, per year | 0.72% | 0.72% | 0.72% |
FFFIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0013%
- Total broker commissions: $28K
- Bought from dealers (principal trades, not a cost): $25.5M
- Portfolio turnover (prospectus): 16%
- Securities lending: none during the year
FFFIX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $17K | 58.24% |
| JPMORGAN CHASE and CO | $5K | 16.52% |
| GOLDMAN SACHS GROUP INC (THE) | $3K | 11.02% |
| UBS GROUP AG | $1K | 4.93% |
| BANK OF AMERICA CORPORATION | $1K | 3.61% |
| BARCLAYS PLC | $1K | 3.60% |
| ROYAL BANK OF CANADA | $588 | 2.07% |
FFFIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO and CO | $10.6M | 41.42% |
| NOMURA HOLDINGS INC | $8.0M | 31.15% |
| JEFFERIES FINANCIAL GROUP INC | $3.4M | 13.31% |
| CITIGROUP INC | $2.0M | 8.02% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $465K | 1.82% |
| BARCLAYS PLC | $416K | 1.63% |
| DEUTSCHE BANK AG | $416K | 1.63% |
| MORGAN STANLEY | $208K | 0.82% |
| BANK OF MONTREAL QUE | $50K | 0.19% |
Fidelity Advisor Freedom 2045 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FCGLX | Class K6 | 0.45% | — |
| FIJQX | Class Z | 0.65% | none |
| FFFIX | Class I | 0.68% | none |
| FFFZX | Class A | 0.93% | 5.75% |
| FFFTX | Class M | 1.18% | 3.50% |
| FFFJX | Class C | 1.68% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.