FFFDX Fees and Costs — Fidelity Freedom 2020 Fund
Data updated: 2026-08-24
The net expense ratio is 0.54%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $155K in broker commissions, 0.0012% of average net assets, and portfolio turnover was 17%.
FFFDX Fees and Expenses
Annual operating expenses and sales charges of FFFDX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.54% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.54% |
| Fee waiver | — |
| Net expense ratio | 0.54% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FFFDX Costs Over Time
On $10,000 invested in FFFDX, assuming 5% a year before costs, total costs come to $342 over 5 years, cutting the return by 0.57% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.54%) | $57 | $178 | $310 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $9 | $31 |
| Total costs | $57 | $187 | $342 |
| Value after costs | $10,443 | $11,389 | $12,421 |
| Impact on return, per year | 0.57% | 0.57% | 0.57% |
FFFDX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0012%
- Total broker commissions: $155K
- Bought from dealers (principal trades, not a cost): $138.0M
- Portfolio turnover (prospectus): 17%
- Securities lending: none during the year
FFFDX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $101K | 65.32% |
| JPMORGAN CHASE and CO | $19K | 12.21% |
| GOLDMAN SACHS GROUP INC (THE) | $16K | 10.12% |
| BARCLAYS PLC | $6K | 3.83% |
| UBS GROUP AG | $6K | 3.61% |
| BANK OF AMERICA CORPORATION | $5K | 3.46% |
| ROYAL BANK OF CANADA | $2K | 1.45% |
FFFDX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO and CO | $62.7M | 45.48% |
| NOMURA HOLDINGS INC | $42.0M | 30.41% |
| JEFFERIES FINANCIAL GROUP INC | $16.1M | 11.69% |
| CITIGROUP INC | $13.2M | 9.59% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $2.9M | 2.07% |
| BANK OF MONTREAL QUE | $892K | 0.65% |
| BARCLAYS PLC | $168K | 0.12% |
Fidelity Freedom 2020 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FATKX | Class K6 | 0.28% | — |
| FFOZX | Premier Class | 0.28% | — |
| FSNOX | Class K | 0.48% | — |
| FFFDX | Fidelity Freedom 2020 Fund | 0.54% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.