FCTWX Fees and Costs — Fidelity Advisor Freedom 2025 Fund, Class C
Data updated: 2026-08-24
The net expense ratio is 1.58%: a 0.58% management fee plus a 1.00% 12b-1 fee. This share class carries a deferred sales charge of up to 1.00%. In fiscal 2026 the fund paid $25K in broker commissions, 0.0012% of average net assets, and portfolio turnover was 19%.
FCTWX Fees and Expenses
Annual operating expenses and sales charges of FCTWX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.58% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 1.58% |
| Fee waiver | — |
| Net expense ratio | 1.58% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
FCTWX Costs Over Time
On $10,000 invested in FCTWX, assuming 5% a year before costs, total costs come to $978 over 5 years, cutting the return by 1.66% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $103 | $0 | $0 |
| Fund expenses (net expense ratio 1.58%) | $166 | $515 | $887 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $26 | $90 |
| Total costs | $269 | $540 | $978 |
| Value after costs | $10,231 | $11,036 | $11,785 |
| Impact on return, per year | 2.69% | 1.66% | 1.66% |
FCTWX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0012%
- Total broker commissions: $25K
- Bought from dealers (principal trades, not a cost): $21.9M
- Portfolio turnover (prospectus): 19%
- Securities lending: none during the year
FCTWX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $16K | 65.10% |
| JPMORGAN CHASE and CO | $3K | 12.35% |
| GOLDMAN SACHS GROUP INC (THE) | $3K | 10.13% |
| UBS GROUP AG | $952 | 3.77% |
| BARCLAYS PLC | $924 | 3.65% |
| BANK OF AMERICA CORPORATION | $865 | 3.42% |
| ROYAL BANK OF CANADA | $398 | 1.57% |
FCTWX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO and CO | $10.3M | 46.91% |
| NOMURA HOLDINGS INC | $6.4M | 29.01% |
| JEFFERIES FINANCIAL GROUP INC | $2.7M | 12.32% |
| CITIGROUP INC | $2.1M | 9.56% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $455K | 2.07% |
| BANK OF MONTREAL QUE | $30K | 0.14% |
Fidelity Advisor Freedom 2025 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FPGLX | Class K6 | 0.31% | — |
| FIJMX | Class Z | 0.51% | none |
| FITWX | Class I | 0.58% | none |
| FATWX | Class A | 0.83% | 5.75% |
| FTTWX | Class M | 1.08% | 3.50% |
| FCTWX | Class C | 1.58% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.