FCOZX Fees and Costs — Franklin Colorado Tax-Free Income Fund, Advisor Class
Data updated: 2026-07-27
The net expense ratio is 0.62%: a 0.50% management fee plus 0.12% other expenses. There are no sales loads or redemption fees. Portfolio turnover was 11%.
FCOZX Fees and Expenses
Annual operating expenses and sales charges of FCOZX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.12% |
| Gross expense ratio | 0.62% |
| Fee waiver | — |
| Net expense ratio | 0.62% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
FCOZX Costs Over Time
On $10,000 invested in FCOZX, assuming 5% a year before costs, total costs come to $391 over 5 years, cutting the return by 0.65% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.62%) | $65 | $204 | $355 |
| Lost growth on money paid in costs | $0 | $10 | $36 |
| Total costs | $65 | $214 | $391 |
| Value after costs | $10,435 | $11,362 | $12,372 |
| Impact on return, per year | 0.65% | 0.65% | 0.65% |
FCOZX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending February 28, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $116.0M
- Portfolio turnover (prospectus): 11%
- Securities lending: none during the year
FCOZX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| RBC Capital Markets, LLC | $20.0M | 19.44% |
| Morgan Stanley & Co. LLC | $16.0M | 15.56% |
| Barclays Capital, Inc. | $15.9M | 15.43% |
| Piper Sandler & Co. | $13.1M | 12.72% |
| J.P. Morgan Securities LLC | $10.4M | 10.11% |
| Wells Fargo Securities, LLC | $10.0M | 9.69% |
| Northland Securities, Inc. | $6.3M | 6.14% |
| B. C. Ziegler and Company | $4.5M | 4.35% |
| Keybanc Capital Markets Inc. | $3.5M | 3.40% |
| Stifel, Nicolaus & Company, Incorporated | $3.3M | 3.15% |
Franklin Colorado Tax-Free Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FKTLX | Class R6 | 0.58% | none |
| FCOZX | Advisor Class | 0.62% | none |
| FRCOX | Class A1 | 0.72% | 3.75% |
| FCOQX | Class A | 0.87% | 3.75% |
| FCOIX | Class C | 1.26% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.