FCLSX Performance — Fidelity Flex Freedom Blend 2040 Fund
Data updated: 2026-08-24
FCLSX returned +12.69% year to date and +24.05% over one year to Jun 2026. Annualised returns are +18.38% over 3 years and +9.61% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $166, against $150 for the category, and to $124 over one year, against $118. Volatility over the past three years was 11.41% a year. In the 12 months to Jun 2026 the fund lost a net $29.0M, and assets reached $54.10M.
FCLSX Growth of $100
What $100 invested in Fidelity Flex Freedom Blend 2040 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FCLSX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $124 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $166 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $158 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $230 | $187 |
FCLSX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +12.69% |
| 1 year | +24.05% |
| 3 years (annualised) | +18.38% |
| 5 years (annualised) | +9.61% |
FCLSX Annual Returns
Calendar-year total returns of Fidelity Flex Freedom Blend 2040 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +12.69% |
| 2025 | +21.47% |
| 2024 | +13.36% |
| 2023 | +20.50% |
| 2022 | −18.53% |
| 2021 | +16.86% |
| 2020 | +18.39% |
| 2019 (Jul–Dec) | +9.09% |
FCLSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +2.3% | −5.7% | +8.3% | +3.4% | +1.1% | — | — | — | — | — | — |
| 2025 | +3.2% | +0.1% | −2.9% | +0.5% | +4.9% | +4.3% | +0.8% | +2.4% | +3.4% | +1.7% | +0.1% | +1.4% |
| 2024 | −0.1% | +4.0% | +3.3% | −3.4% | +4.1% | +1.3% | +2.0% | +2.0% | +2.0% | −2.4% | +3.4% | −3.2% |
| 2023 | +7.9% | −3.2% | +2.8% | +1.1% | −1.0% | +4.9% | +3.2% | −2.8% | −4.1% | −3.0% | +8.6% | +5.5% |
| 2022 | −4.3% | −3.0% | +0.8% | −7.6% | +0.4% | −8.2% | +6.5% | −3.6% | −9.2% | +5.1% | +8.8% | −4.1% |
| 2021 | 0.0% | +3.0% | +2.1% | +3.9% | +1.8% | +1.1% | +0.1% | +2.3% | −3.5% | +4.7% | −2.8% | +3.2% |
| 2020 | −1.4% | −6.5% | −13.7% | +9.3% | +5.0% | +3.5% | +5.0% | +5.3% | −2.4% | −1.6% | +12.0% | +5.3% |
| 2019 | — | — | — | — | — | — | +0.1% | −2.1% | +1.8% | +2.8% | +2.8% | +3.4% |
FCLSX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.41%
- 3-year Sharpe ratio: 1.22 (vs 4.5% risk-free rate)
- Best month: +8.57% (Nov 2023)
- Worst month: −5.74% (Mar 2026)
FCLSX Fund Flows
Monthly money in and out of Fidelity Flex Freedom Blend 2040 Fund, from SEC Form N-PORT.
- 12-month net flow: −$29.0M
- 12-month gross sales (incl. reinvestments): $29.5M
- Sales ÷ redemptions: 0.50×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $2.1M | $18.2M | −$16.1M |
| May 2026 | $4.8M | $12.6M | −$7.8M |
| Apr 2026 | $2.8M | $2.5M | $295K |
| Mar 2026 | $1.9M | $5.8M | −$3.8M |
| Feb 2026 | $3.2M | $2.4M | $873K |
| Jan 2026 | $2.6M | $1.9M | $703K |
| Dec 2025 | $4.6M | $754K | $3.9M |
| Nov 2025 | $1.4M | $7.1M | −$5.8M |
| Oct 2025 | $1.6M | $3.6M | −$2.0M |
| Sep 2025 | $1.6M | $965K | $682K |
| Aug 2025 | $1.3M | $1.4M | −$46K |
| Jul 2025 | $1.5M | $1.4M | $24K |
FCLSX Assets Under Management
Net assets of Fidelity Flex Freedom Blend 2040 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $54.10M |
| 2026-03-31 | $71.88M |
| 2025-12-31 | $74.29M |
| 2025-09-30 | $78.34M |
| 2025-06-30 | $72.85M |
| 2025-03-31 | $66.31M |
| 2024-12-31 | $67.75M |
| 2024-09-30 | $71.89M |
| 2024-06-30 | $67.38M |
| 2024-03-31 | $65.01M |
| 2023-12-31 | $60.28M |
| 2023-09-30 | $63.17M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.