FBHTX Performance — American Funds 2045 Target Date Retirement Fund, Class F-2
Data updated: 2026-09-28
FBHTX returned +9.04% year to date and +17.78% over one year to Jul 2026. Annualised returns are +16.41% over 3 years and +9.20% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $158, against $146 for the category, and to $118 over one year, against $116. Volatility over the past three years was 11.65% a year. In the 12 months to Jul 2026 the fund took in a net $546.5M, and assets reached $47.21B.
FBHTX Growth of $100
What $100 invested in American Funds 2045 Target Date Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FBHTX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $118 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $158 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $155 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $223 | $186 |
FBHTX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.04% |
| 1 year | +17.78% |
| 3 years (annualised) | +16.41% |
| 5 years (annualised) | +9.20% |
FBHTX Annual Returns
Calendar-year total returns of American Funds 2045 Target Date Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +9.04% |
| 2025 | +20.27% |
| 2024 | +15.14% |
| 2023 | +20.00% |
| 2022 | −18.22% |
| 2021 | +17.03% |
| 2020 | +19.10% |
| 2019 (Aug–Dec) | +8.02% |
FBHTX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.1% | −6.5% | +8.7% | +4.2% | +0.5% | −1.3% | — | — | — | — | — |
| 2025 | +3.7% | −0.9% | −3.8% | +0.8% | +5.6% | +5.0% | +0.7% | +2.0% | +2.7% | +1.7% | +1.0% | +0.4% |
| 2024 | +0.4% | +4.1% | +2.9% | −3.6% | +3.4% | +2.0% | +1.8% | +2.3% | +2.0% | −1.8% | +3.2% | −2.3% |
| 2023 | +6.2% | −2.7% | +2.5% | +1.3% | −0.7% | +4.9% | +2.9% | −2.1% | −4.2% | −2.3% | +8.3% | +5.4% |
| 2022 | −5.9% | −2.6% | +1.3% | −7.8% | +0.6% | −7.7% | +6.2% | −3.3% | −8.0% | +5.7% | +7.0% | −3.6% |
| 2021 | −0.5% | +2.3% | +2.2% | +4.0% | +1.2% | +1.2% | +0.8% | +2.4% | −3.6% | +5.2% | −2.6% | +3.6% |
| 2020 | −0.8% | −5.8% | −11.5% | +10.3% | +5.0% | +2.6% | +4.6% | +4.9% | −2.4% | −2.1% | +10.7% | +4.5% |
| 2019 | — | — | — | — | — | — | — | −1.4% | +0.8% | +2.3% | +3.1% | +3.0% |
FBHTX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.65%
- 3-year Sharpe ratio: 1.02 (vs 4.5% risk-free rate)
- Best month: +8.66% (Apr 2026)
- Worst month: −6.53% (Mar 2026)
FBHTX Fund Flows
Monthly money in and out of American Funds 2045 Target Date Retirement Fund, from SEC Form N-PORT.
- 12-month net flow: $546.5M
- 12-month gross sales (incl. reinvestments): $10.7B
- Sales ÷ redemptions: 1.05×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $669.3M | $861.4M | −$192.0M |
| Jun 2026 | $576.3M | $1.1B | −$512.1M |
| May 2026 | $656.0M | $911.6M | −$255.6M |
| Apr 2026 | $676.1M | $881.9M | −$205.9M |
| Mar 2026 | $788.6M | $1.0B | −$222.3M |
| Feb 2026 | $740.2M | $673.5M | $66.7M |
| Jan 2026 | $1.0B | $952.1M | $78.8M |
| Dec 2025 | $3.2B | $656.7M | $2.6B |
| Nov 2025 | $539.3M | $668.8M | −$129.5M |
| Oct 2025 | $623.3M | $911.8M | −$288.5M |
| Sep 2025 | $598.7M | $807.1M | −$208.5M |
| Aug 2025 | $559.4M | $708.6M | −$149.2M |
FBHTX Assets Under Management
Net assets of American Funds 2045 Target Date Retirement Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $47.21B |
| 2026-04-30 | $46.63B |
| 2026-01-31 | $45.76B |
| 2025-10-31 | $43.96B |
| 2025-07-31 | $41.90B |
| 2025-04-30 | $37.85B |
| 2025-01-31 | $39.43B |
| 2024-10-31 | $37.43B |
| 2024-07-31 | $36.09B |
| 2024-04-30 | $33.01B |
| 2024-01-31 | $31.32B |
| 2023-10-31 | $26.64B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.