FBDTX Performance — American Funds 2025 Target Date Retirement Fund, Class F-2
Data updated: 2026-09-28
FBDTX returned +5.05% year to date and +11.04% over one year to Jul 2026. Annualised returns are +10.93% over 3 years and +5.76% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $136, against $146 for the category, and to $111 over one year, against $116. Volatility over the past three years was 7.43% a year. In the 12 months to Jul 2026 the fund lost a net $3.3B, and assets reached $30.26B.
FBDTX Growth of $100
What $100 invested in American Funds 2025 Target Date Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FBDTX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $111 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $136 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $132 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $171 | $186 |
FBDTX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.05% |
| 1 year | +11.04% |
| 3 years (annualised) | +10.93% |
| 5 years (annualised) | +5.76% |
FBDTX Annual Returns
Calendar-year total returns of American Funds 2025 Target Date Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +5.05% |
| 2025 | +14.47% |
| 2024 | +9.18% |
| 2023 | +11.93% |
| 2022 | −12.84% |
| 2021 | +11.29% |
| 2020 | +13.68% |
| 2019 (Aug–Dec) | +5.76% |
FBDTX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +1.7% | −4.0% | +4.1% | +1.7% | +0.1% | −0.2% | — | — | — | — | — |
| 2025 | +2.5% | +1.0% | −1.4% | +0.4% | +2.4% | +3.1% | +0.2% | +1.8% | +1.6% | +0.7% | +1.2% | +0.2% |
| 2024 | +0.3% | +1.3% | +2.2% | −2.8% | +2.5% | +1.3% | +2.4% | +2.0% | +1.6% | −1.8% | +1.8% | −1.9% |
| 2023 | +4.1% | −2.7% | +2.4% | +1.1% | −1.3% | +2.4% | +1.7% | −1.5% | −3.2% | −1.6% | +6.1% | +4.3% |
| 2022 | −3.2% | −1.6% | 0.0% | −5.2% | +1.0% | −5.3% | +4.3% | −3.0% | −6.6% | +3.6% | +5.5% | −2.0% |
| 2021 | −0.5% | +1.1% | +1.7% | +2.6% | +1.2% | +0.4% | +0.9% | +1.3% | −2.4% | +3.1% | −1.4% | +2.8% |
| 2020 | −0.1% | −3.6% | −6.8% | +6.8% | +3.0% | +1.7% | +3.3% | +2.9% | −1.7% | −1.6% | +7.0% | +2.7% |
| 2019 | — | — | — | — | — | — | — | −0.4% | +0.6% | +1.4% | +1.9% | +2.1% |
FBDTX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 7.43%
- 3-year Sharpe ratio: 0.87 (vs 4.5% risk-free rate)
- Best month: +6.11% (Nov 2023)
- Worst month: −3.98% (Mar 2026)
FBDTX Fund Flows
Monthly money in and out of American Funds 2025 Target Date Retirement Fund, from SEC Form N-PORT.
- 12-month net flow: −$3.3B
- 12-month gross sales (incl. reinvestments): $6.6B
- Sales ÷ redemptions: 0.67×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $327.6M | $842.2M | −$514.6M |
| Jun 2026 | $273.0M | $995.4M | −$722.4M |
| May 2026 | $320.2M | $802.1M | −$482.0M |
| Apr 2026 | $304.5M | $851.1M | −$546.6M |
| Mar 2026 | $404.9M | $883.7M | −$478.8M |
| Feb 2026 | $376.7M | $736.3M | −$359.6M |
| Jan 2026 | $545.6M | $1.0B | −$457.5M |
| Dec 2025 | $2.7B | $677.3M | $2.0B |
| Nov 2025 | $321.2M | $769.0M | −$447.9M |
| Oct 2025 | $381.6M | $797.3M | −$415.7M |
| Sep 2025 | $359.8M | $724.2M | −$364.4M |
| Aug 2025 | $303.2M | $817.8M | −$514.6M |
FBDTX Assets Under Management
Net assets of American Funds 2025 Target Date Retirement Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $30.26B |
| 2026-04-30 | $31.48B |
| 2026-01-31 | $32.38B |
| 2025-10-31 | $32.55B |
| 2025-07-31 | $32.49B |
| 2025-04-30 | $32.12B |
| 2025-01-31 | $33.27B |
| 2024-10-31 | $33.56B |
| 2024-07-31 | $33.84B |
| 2024-04-30 | $32.37B |
| 2024-01-31 | $33.03B |
| 2023-10-31 | $29.97B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.