FAJTX Performance — American Funds 2055 Target Date Retirement Fund, Class F-1
Data updated: 2026-09-28
FAJTX returned +9.19% year to date and +18.05% over one year to Jul 2026. Annualised returns are +16.48% over 3 years and +8.95% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $158, against $146 for the category, and to $118 over one year, against $116. Volatility over the past three years was 12.24% a year. In the 12 months to Jul 2026 the fund took in a net $646.6M, and assets reached $31.31B.
FAJTX Growth of $100
What $100 invested in American Funds 2055 Target Date Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | FAJTX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $118 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $158 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $153 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $220 | $186 |
FAJTX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.19% |
| 1 year | +18.05% |
| 3 years (annualised) | +16.48% |
| 5 years (annualised) | +8.95% |
FAJTX Annual Returns
Calendar-year total returns of American Funds 2055 Target Date Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +9.19% |
| 2025 | +20.30% |
| 2024 | +15.16% |
| 2023 | +21.00% |
| 2022 | −19.80% |
| 2021 | +16.83% |
| 2020 | +19.02% |
| 2019 (Aug–Dec) | +7.99% |
FAJTX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.0% | −6.9% | +9.3% | +4.6% | +0.6% | −1.7% | — | — | — | — | — |
| 2025 | +3.7% | −1.4% | −4.1% | +0.9% | +6.0% | +5.3% | +0.7% | +2.0% | +2.8% | +1.9% | +0.8% | +0.4% |
| 2024 | +0.3% | +4.3% | +2.9% | −3.7% | +3.4% | +2.1% | +1.6% | +2.2% | +2.1% | −1.9% | +3.2% | −2.2% |
| 2023 | +6.5% | −2.7% | +2.6% | +1.3% | −0.6% | +5.1% | +3.0% | −2.2% | −4.4% | −2.4% | +8.5% | +5.5% |
| 2022 | −6.5% | −2.7% | +1.2% | −8.3% | +0.5% | −7.9% | +6.4% | −3.4% | −8.1% | +5.7% | +7.0% | −3.8% |
| 2021 | −0.5% | +2.4% | +2.1% | +4.1% | +1.1% | +1.3% | +0.7% | +2.6% | −3.7% | +5.2% | −2.7% | +3.4% |
| 2020 | −0.8% | −6.0% | −11.6% | +10.5% | +5.1% | +2.6% | +4.5% | +5.0% | −2.4% | −2.1% | +10.8% | +4.6% |
| 2019 | — | — | — | — | — | — | — | −1.5% | +0.8% | +2.2% | +3.2% | +3.1% |
FAJTX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 12.24%
- 3-year Sharpe ratio: 0.98 (vs 4.5% risk-free rate)
- Best month: +9.30% (Apr 2026)
- Worst month: −6.86% (Mar 2026)
FAJTX Fund Flows
Monthly money in and out of American Funds 2055 Target Date Retirement Fund, from SEC Form N-PORT.
- 12-month net flow: $646.6M
- 12-month gross sales (incl. reinvestments): $8.1B
- Sales ÷ redemptions: 1.09×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $521.8M | $640.1M | −$118.3M |
| Jun 2026 | $463.2M | $809.8M | −$346.6M |
| May 2026 | $570.3M | $725.4M | −$155.0M |
| Apr 2026 | $524.0M | $581.0M | −$57.0M |
| Mar 2026 | $613.8M | $763.4M | −$149.6M |
| Feb 2026 | $574.4M | $524.5M | $49.9M |
| Jan 2026 | $748.2M | $665.7M | $82.6M |
| Dec 2025 | $2.2B | $470.9M | $1.7B |
| Nov 2025 | $407.9M | $453.8M | −$45.9M |
| Oct 2025 | $497.4M | $749.5M | −$252.0M |
| Sep 2025 | $481.4M | $523.1M | −$41.8M |
| Aug 2025 | $461.1M | $504.1M | −$43.0M |
FAJTX Assets Under Management
Net assets of American Funds 2055 Target Date Retirement Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $31.31B |
| 2026-04-30 | $30.87B |
| 2026-01-31 | $30.19B |
| 2025-10-31 | $28.86B |
| 2025-07-31 | $27.33B |
| 2025-04-30 | $24.36B |
| 2025-01-31 | $25.11B |
| 2024-10-31 | $23.67B |
| 2024-07-31 | $22.57B |
| 2024-04-30 | $20.45B |
| 2024-01-31 | $19.10B |
| 2023-10-31 | $15.98B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.