FAFWX Performance — American Funds Retirement Income Portfolio - Conservative, Class F-1
Data updated: 2026-09-28
FAFWX returned +4.31% year to date and +9.72% over one year to Jul 2026. Annualised returns are +9.12% over 3 years and +4.38% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $130, against $139 for the category, and to $110 over one year, against $114. Volatility over the past three years was 6.58% a year. In the 12 months to Jul 2026 the fund took in a net $52.2M, and assets reached $1.42B.
FAFWX Growth of $100
What $100 invested in American Funds Retirement Income Portfolio - Conservative grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | FAFWX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $110 | $114 |
| 3 years (Aug 2023 – Jul 2026) | $130 | $139 |
| 5 years (Aug 2021 – Jul 2026) | $124 | $135 |
| Since data start (Aug 2019 – Jul 2026) | $149 | $172 |
FAFWX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.31% |
| 1 year | +9.72% |
| 3 years (annualised) | +9.12% |
| 5 years (annualised) | +4.38% |
FAFWX Annual Returns
Calendar-year total returns of American Funds Retirement Income Portfolio - Conservative, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +4.31% |
| 2025 | +13.07% |
| 2024 | +6.72% |
| 2023 | +6.90% |
| 2022 | −10.16% |
| 2021 | +8.47% |
| 2020 | +8.38% |
| 2019 (Aug–Dec) | +4.53% |
FAFWX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +2.2% | −3.5% | +2.6% | +1.0% | +0.1% | +0.2% | — | — | — | — | — |
| 2025 | +2.0% | +1.9% | −0.6% | +0.2% | +1.5% | +2.5% | −0.1% | +1.9% | +1.3% | +0.3% | +1.4% | +0.1% |
| 2024 | 0.0% | +0.1% | +2.0% | −2.5% | +2.2% | +0.9% | +3.0% | +2.0% | +1.5% | −1.8% | +1.3% | −2.0% |
| 2023 | +3.2% | −2.8% | +2.1% | +0.9% | −2.2% | +1.3% | +1.2% | −1.4% | −2.8% | −1.5% | +5.1% | +4.1% |
| 2022 | −1.8% | −1.1% | −0.5% | −3.9% | +1.0% | −4.3% | +3.2% | −2.7% | −6.3% | +2.7% | +4.9% | −1.4% |
| 2021 | −0.5% | +0.5% | +1.5% | +1.8% | +1.3% | +0.2% | +0.9% | +0.7% | −1.9% | +1.9% | −0.7% | +2.5% |
| 2020 | +0.4% | −2.1% | −4.6% | +4.3% | +1.7% | +0.9% | +2.4% | +1.1% | −1.1% | −1.4% | +5.1% | +1.7% |
| 2019 | — | — | — | — | — | — | — | +0.7% | +0.5% | +0.9% | +1.0% | +1.4% |
FAFWX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 6.58%
- 3-year Sharpe ratio: 0.70 (vs 4.5% risk-free rate)
- Best month: +5.08% (Nov 2023)
- Worst month: −3.48% (Mar 2026)
FAFWX Fund Flows
Monthly money in and out of American Funds Retirement Income Portfolio - Conservative, from SEC Form N-PORT.
- 12-month net flow: $52.2M
- 12-month gross sales (incl. reinvestments): $304.1M
- Sales ÷ redemptions: 1.21×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $17.6M | $19.3M | −$1.7M |
| Jun 2026 | $30.7M | $22.4M | $8.3M |
| May 2026 | $20.6M | $25.3M | −$4.7M |
| Apr 2026 | $17.1M | $17.0M | $100K |
| Mar 2026 | $28.8M | $23.1M | $5.7M |
| Feb 2026 | $18.7M | $19.2M | −$480K |
| Jan 2026 | $28.3M | $23.2M | $5.1M |
| Dec 2025 | $40.1M | $26.4M | $13.8M |
| Nov 2025 | $20.0M | $17.8M | $2.2M |
| Oct 2025 | $32.0M | $20.0M | $12.1M |
| Sep 2025 | $30.2M | $16.6M | $13.6M |
| Aug 2025 | $19.8M | $21.6M | −$1.8M |
FAFWX Assets Under Management
Net assets of American Funds Retirement Income Portfolio - Conservative by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.42B |
| 2026-04-30 | $1.41B |
| 2026-01-31 | $1.39B |
| 2025-10-31 | $1.35B |
| 2025-07-31 | $1.29B |
| 2025-04-30 | $1.24B |
| 2025-01-31 | $1.22B |
| 2024-10-31 | $1.22B |
| 2024-07-31 | $1.22B |
| 2024-04-30 | $1.17B |
| 2024-01-31 | $1.21B |
| 2023-10-31 | $1.15B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.