EPLTX Fees and Costs — NYLI Epoch U.S. Equity Yield Fund, Class R3
Data updated: 2026-09-23
The net expense ratio is 1.40%: a 0.69% management fee, a 0.50% 12b-1 fee plus 0.21% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $181K in broker commissions, 0.0169% of average net assets, and portfolio turnover was 21%.
EPLTX Fees and Expenses
Annual operating expenses and sales charges of EPLTX. Prospectus, as of October 31, 2022.
| Annual operating expenses | |
|---|---|
| Management fee | 0.69% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.21% |
| Gross expense ratio | 1.40% |
| Fee waiver | — |
| Net expense ratio | 1.40% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
EPLTX Costs Over Time
On $10,000 invested in EPLTX, assuming 5% a year before costs, total costs come to $879 over 5 years, cutting the return by 1.49% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.40%) | $147 | $457 | $788 |
| Trading costs (broker commissions) | $2 | $6 | $10 |
| Lost growth on money paid in costs | $0 | $23 | $81 |
| Total costs | $149 | $485 | $879 |
| Value after costs | $10,351 | $11,091 | $11,884 |
| Impact on return, per year | 1.49% | 1.49% | 1.49% |
EPLTX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0169%
- Total broker commissions: $181K
- Bought from dealers (principal trades, not a cost): $221.8M
- Portfolio turnover (prospectus): 21%
- Securities on loan, average value: $5.1M
- Net income from securities lending: $15K (0.001% of average net assets)
EPLTX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $27K | 17.48% |
| J.P. Morgan Securities LLC | $23K | 15.39% |
| Barclays Capital, Inc. | $23K | 14.84% |
| UBS Securities LLC | $17K | 10.95% |
| Goldman Sachs & Co. LLC | $13K | 8.70% |
| Citigroup Global Markets Inc. | $13K | 8.30% |
| Keefe, Bruyette & Woods, Inc. | $13K | 8.28% |
| Sanford C. Bernstein & Co., LLC | $9K | 5.90% |
| Wells Fargo Securities, LLC | $8K | 5.41% |
| Raymond James & Associates, Inc. | $7K | 4.74% |
EPLTX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $221.8M | 100.00% |
NYLI Epoch U.S. Equity Yield Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| EPLCX | Class I | 0.73% | none |
| EPLDX | Class R6 | 0.73% | none |
| EPLPX | Class A | 1.05% | 5.50% |
| EPLMX | SIMPLE Class | 1.30% | none |
| EPLIX | Investor Class | 1.33% | 5.00% |
| EPLTX | Class R3 | 1.40% | none |
| EPLKX | Class C | 2.08% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.