EPIN Fees and Costs — Harbor International Equity ETF
Data updated: 2026-09-25
The net expense ratio is 0.80%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $2K in broker commissions, 0.0358% of average net assets, and portfolio turnover was 3%.
EPIN Fees and Expenses
Annual operating expenses and sales charges of EPIN. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.80% |
| Fee waiver | — |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
EPIN Costs Over Time
On $10,000 invested in EPIN, assuming 5% a year before costs, total costs come to $525 over 5 years, cutting the return by 0.88% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Trading costs (broker commissions) | $4 | $12 | $20 |
| Lost growth on money paid in costs | $0 | $14 | $48 |
| Total costs | $88 | $288 | $525 |
| Value after costs | $10,412 | $11,288 | $12,238 |
| Impact on return, per year | 0.88% | 0.88% | 0.88% |
EPIN Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0358%
- Total broker commissions: $2K
- Bought from dealers (principal trades, not a cost): $5.4M
- Portfolio turnover (prospectus): 3%
- Securities lending: none during the year
EPIN Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Macquarie Capital (USA) Inc. | $1K | 56.56% |
| Morgan Stanley & Co. LLC | $484 | 24.10% |
| J.P. Morgan Securities LLC | $138 | 6.86% |
| CastleOak Securities, L.P. | $56 | 2.76% |
| CLSA Americas, LLC | $54 | 2.69% |
| BofA Securities, Inc. | $35 | 1.73% |
| RBC Capital Markets, LLC | $35 | 1.72% |
| Larrainvial Securities US LLC | $33 | 1.63% |
| SG Americas Securities, LLC | $23 | 1.14% |
| Barclays Capital Inc. | $16 | 0.81% |
EPIN Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $4.1M | 75.99% |
| Goldman Sachs & Co. LLC | $857K | 15.86% |
| J.P. Morgan Securities LLC | $440K | 8.15% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.