ELDFX Fees and Costs — Elfun Diversified Fund
Data updated: 2026-08-28
The net expense ratio is 0.34% (0.36% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $2K in broker commissions, 0.0013% of average net assets, and portfolio turnover was 43%.
ELDFX Fees and Expenses
Annual operating expenses and sales charges of ELDFX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.17% |
| 12b-1 fee | — |
| Other expenses | 0.17% |
| Gross expense ratio | 0.36% |
| Fee waiver | −0.02% |
| Net expense ratio | 0.34% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
ELDFX Costs Over Time
On $10,000 invested in ELDFX, assuming 5% a year before costs, total costs come to $216 over 5 years, cutting the return by 0.36% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.34%) | $36 | $112 | $196 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $6 | $20 |
| Total costs | $36 | $118 | $216 |
| Value after costs | $10,464 | $11,458 | $12,546 |
| Impact on return, per year | 0.36% | 0.36% | 0.36% |
ELDFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0013%
- Total broker commissions: $2K
- Bought from dealers (principal trades, not a cost): $549.2M
- Portfolio turnover (prospectus): 43%
- Securities lending: none during the year
ELDFX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $1K | 58.62% |
| Morgan Stanley & Co. LLC | $149 | 6.75% |
| J.P. Morgan Securities LLC | $137 | 6.20% |
| Citadel Securities LLC | $127 | 5.76% |
| Virtu Americas LLC | $125 | 5.67% |
| BofA Securities, Inc. | $113 | 5.09% |
| Nomura Securities International, Inc. | $94 | 4.23% |
| Piper Sandler & Co. | $88 | 3.98% |
| Fidelity Brokerage Services LLC | $56 | 2.53% |
| CastleOak Securities, L.P. | $26 | 1.17% |
ELDFX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $242.0M | 44.91% |
| State Street Bank and Trust Company | $121.0M | 22.47% |
| Barclays Capital Inc. | $52.0M | 9.65% |
| Goldman Sachs & Co. LLC | $45.5M | 8.44% |
| Morgan Stanley & Co. LLC | $27.1M | 5.03% |
| Citigroup Global Markets Inc. | $26.9M | 5.00% |
| BNP Paribas Securities Corp. | $8.7M | 1.62% |
| Deutsche Bank Securities Inc. | $7.7M | 1.43% |
| J.P. Morgan Securities LLC | $4.3M | 0.80% |
| Jane Street Execution Services, LLC | $3.6M | 0.66% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.