DIVGX Fees and Costs — Guardian Capital Dividend Growth Fund, Institutional Shares
Data updated: 2026-03-02
The net expense ratio is 0.95%: a 0.75% management fee plus 0.59% other expenses, less a 0.39% fee waiver. There are no sales loads or redemption fees. In fiscal 2024 the fund paid $791 in broker commissions, 0.0032% of average net assets, and portfolio turnover was 66%.
DIVGX Fees and Expenses
Annual operating expenses and sales charges of DIVGX. Prospectus, as of January 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | — |
| Other expenses | 0.59% |
| Gross expense ratio | 1.34% |
| Fee waiver | −0.39% |
| Net expense ratio | 0.95% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
DIVGX Costs Over Time
On $10,000 invested in DIVGX, assuming 5% a year before costs, total costs come to $597 over 5 years, cutting the return by 1.00% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.95%) | $100 | $311 | $540 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $15 | $55 |
| Total costs | $100 | $328 | $597 |
| Value after costs | $10,400 | $11,248 | $12,166 |
| Impact on return, per year | 1.00% | 1.00% | 1.00% |
DIVGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0032%
- Total broker commissions: $791
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 66%
- Securities lending: none during the year
DIVGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $560 | 70.49% |
| MERRILL LYNCH PIERCE FENNER & SMITH | $231 | 29.07% |
| National Bank Financial Inc. | $4 | 0.45% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.