DIFFX Fees and Costs — MFS Diversified Income Fund, Class R3
Data updated: 2026-07-23
The net expense ratio is 0.89%: a 0.55% management fee, a 0.25% 12b-1 fee plus 0.15% other expenses, less a 0.06% fee waiver. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $254K in broker commissions, 0.0134% of average net assets, and portfolio turnover was 43%.
DIFFX Fees and Expenses
Annual operating expenses and sales charges of DIFFX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.55% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.15% |
| Gross expense ratio | 0.95% |
| Fee waiver | −0.06% |
| Net expense ratio | 0.89% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
DIFFX Costs Over Time
On $10,000 invested in DIFFX, assuming 5% a year before costs, total costs come to $566 over 5 years, cutting the return by 0.95% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.89%) | $93 | $292 | $507 |
| Trading costs (broker commissions) | $1 | $4 | $8 |
| Lost growth on money paid in costs | $0 | $15 | $52 |
| Total costs | $95 | $311 | $566 |
| Value after costs | $10,405 | $11,265 | $12,197 |
| Impact on return, per year | 0.95% | 0.95% | 0.95% |
DIFFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending February 28, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0134%
- Total broker commissions: $254K
- Bought from dealers (principal trades, not a cost): $1.1B
- Portfolio turnover (prospectus): 43%
- Securities on loan, average value: $3.3M
- Net income from securities lending: $21K (0.001% of average net assets)
DIFFX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $68K | 28.76% |
| Jefferies LLC | $39K | 16.56% |
| Goldman Sachs & Co. LLC | $28K | 11.95% |
| Morgan Stanley & Co. LLC | $27K | 11.65% |
| J.P. Morgan Securities LLC | $26K | 11.01% |
| UBS Securities LLC | $22K | 9.20% |
| Citigroup Global Markets Inc. | $9K | 3.64% |
| National Financial Services LLC | $7K | 2.90% |
| BofA Securities, Inc. | $6K | 2.34% |
| Liquidnet, Inc. | $5K | 1.99% |
DIFFX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $136.8M | 17.03% |
| Citigroup Global Markets Inc. | $118.1M | 14.70% |
| BofA Securities, Inc. | $118.0M | 14.69% |
| Morgan Stanley & Co. LLC | $109.5M | 13.63% |
| Mizuho Securities USA LLC | $73.3M | 9.12% |
| Goldman Sachs & Co. LLC | $70.0M | 8.71% |
| Wells Fargo Securities, LLC | $54.4M | 6.77% |
| Barclays Capital, Inc. | $53.3M | 6.64% |
| HSBC Securities (USA) Inc. | $41.8M | 5.20% |
| Deutsche Bank Securities Inc. | $28.2M | 3.50% |
MFS Diversified Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| DIFHX | Class R6 | 0.55% | none |
| DIFGX | Class R4 | 0.64% | none |
| DIFIX | Class I | 0.64% | none |
| DIFAX | Class A | 0.89% | 4.25% |
| DIFFX | Class R3 | 0.89% | none |
| DIFEX | Class R2 | 1.14% | none |
| DIFCX | Class C | 1.64% | none |
| DIFDX | Class R1 | 1.64% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.