DIBAX Fees and Costs — BNY Mellon International Bond Fund, Class A
Data updated: 2026-09-24
The net expense ratio is 1.02%: a 0.50% management fee plus 0.67% other expenses, less a 0.15% fee waiver. This share class carries a maximum front-end sales load of 4.50%. In fiscal 2025 the fund paid $33K in broker commissions, 0.0239% of average net assets, and portfolio turnover was 127%.
DIBAX Fees and Expenses
Annual operating expenses and sales charges of DIBAX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.67% |
| Gross expense ratio | 1.17% |
| Fee waiver | −0.15% |
| Net expense ratio | 1.02% |
| Sales charges | |
|---|---|
| Max front load | 4.50% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
DIBAX Costs Over Time
On $10,000 invested in DIBAX, assuming 5% a year before costs, total costs come to $1,197 over 5 years, cutting the return by 2.05% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $450 | $450 | $450 |
| Fund expenses (net expense ratio 1.02%) | $102 | $319 | $553 |
| Trading costs (broker commissions) | $2 | $7 | $13 |
| Lost growth on money paid in costs | $23 | $87 | $181 |
| Total costs | $577 | $864 | $1,197 |
| Value after costs | $9,923 | $10,713 | $11,565 |
| Impact on return, per year | 5.77% | 2.68% | 2.05% |
DIBAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0239%
- Total broker commissions: $33K
- Bought from dealers (principal trades, not a cost): $342.9M
- Portfolio turnover (prospectus): 127%
- Securities on loan, average value: $4.8M
- Net income from securities lending: $6K (0.005% of average net assets)
DIBAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| HSBC SECURITIES (USA) INC. | $10K | 29.92% |
| CITIGROUP GLOBAL MARKETS INC. | $8K | 25.99% |
| MORGAN STANLEY & CO. LLC | $8K | 24.07% |
| J.P. MORGAN SECURITIES LLC | $5K | 15.70% |
| Merrill Lynch, Pierce, Fenner & Smith Incorporated | $1K | 4.32% |
DIBAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| CitiGroup Global Markets Inc. | $33.8M | 13.90% |
| MORGAN STANLEY & CO. LLC | $28.9M | 11.91% |
| J.P. Morgan Securities LLC | $28.5M | 11.73% |
| HSBC SECURITIES (USA), INC. | $28.5M | 11.72% |
| Merrill Lynch, Pierce, Fenner & Smith Incorporated | $28.3M | 11.67% |
| DEUTSCHE BANK SECURITIES, INC. | $26.9M | 11.09% |
| GOLDMAN SACHS & CO. LLC | $20.6M | 8.50% |
| BNP PARIBAS SECURITIES CORP. | $17.7M | 7.29% |
| BARCLAYS CAPITAL, INC. | $15.9M | 6.55% |
| BMO CAPITAL MARKETS CORP. | $13.7M | 5.64% |
BNY Mellon International Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| DIBYX | Class Y | 0.75% | none |
| DIBRX | Class I | 0.86% | none |
| DIBAX | Class A | 1.02% | 4.50% |
| DIBCX | Class C | 2.06% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.